Mortgage Loan Officer

Jet HomeLoans, a Dream Finders Homes company; Irvine (CA); On-site; USD 65,000 - 105,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401k with company match

12 Days of PTO

Company holidays

Job summary

Jet HomeLoans is seeking a results-oriented Loan Originator to generate new business and maintain client referrals. You will close loan packages with strong service and communication, leveraging mortgage products and guidelines.

Ideal candidates have 3+ years in mortgage origination, CA NMLS licensure, and experience with Encompass, SimpleNexus or Candid. Weekend on-call rotation and MS Office proficiency are valued. Health, 401(k) and PTO are offered.

Qualifications

• 3+ years of experience as a mortgage loan originator.
• NMLS licensure in CA.
• Experience with Encompass, SimpleNexus or Candid.
• Strong relationship, sales, communication and MS Office skills.
• Understanding of Conventional, FHA, VA and down-payment assistance loans.

Responsibilities

• Collaborate with internal and external partners to move loans through the process.
• Monitor sales pipeline, meet sales expectations, generate new business.
• Build relationships with clients and explain mortgage options.
• Prepare mortgage presentations and total cost analyses for clients.
• Package files for loan opener/processing staff and review CDs with clients.

Skills

Client relationship

Sales/communication

MS Office

Mortgage guidelines knowledge

Education

Bachelor's degree

NMLS licensure CA

Tools

Encompass

SimpleNexus

Candid

Job description

Our team is experiencing tremendous growth, and we are looking for a results-oriented Loan Originator who can generate new business and referrals, as well as maintain the excellent relationships we have already established with clients and referral partners. The ideal candidate will be able to assist our team in closing loan packages while maintaining an excellent level of service and communication with our clients. Lending or mortgage industry experience is required. You must have strong organizational skills and superb customer service and communication skills. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine.

Responsibilities

• Collaborate with internal and external partners (e.g. loan officer assistant, loan opener, loan processor, underwriter, referral partners, escrow, title, etc.) on behalf of the applicant as needed to make sure the loan transaction goes through successfully
• Monitor sales pipeline, meet sales expectations/SLAs, get referrals, and generate new business opportunities
• Create personal relationships with clients - offer additional information and answer questions about home mortgage products
• Create and explain mortgage coach presentations for clients (total cost analyses)
• Package files to send to the loan openers/processing staff
• Lock loans, structure files, and review final closing disclosures (CDs) with clients

Minimum Qualifications

• 3+ year of experience as a mortgage loan originator
• Licensure with the NMLS in CA
• Experience with Encompass, SimpleNexus, or Candid
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Preferred Qualifications

• Bachelor's degree from an accredited institution
• 3+ years of experience as a mortgage loan originator
• Licensure with the NMLS in CA and any other states
• Experience with Encompass, Simple Nexus, or Candid
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Benefits

• Medical, dental, and vision insurance
• 401k with a company match
• 12 Days of PTO (prorated based on hire date)
• Company holidays

Location(s)

Our benefits include: Health Insurance - Medical, Dental & Vision; Vacation & Holidays -- generous PTO & 11 holidays; 401(k) Savings Plan with company match, Employee Wellness and Employee Assistance Programs, Home Purchase Discount for Associates, Pet Insurance.

Dream Finders Homes is an equal opportunity employer, and considers all applicants without regard to race, color, sex, religion, disability, age, national origin, or any other legally protected status.