Mortgage Loan Officer

Dream Finders Homes; Dallas (TX); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Medical Insurance

401k Matching

Paid Time Off

Company Holidays

Home Purchase Discount

Pet Insurance

Wellness Programs

Job summary

Dream Finders Homes in Dallas is seeking a results-oriented Mortgage Loan Originator to generate new business and maintain strong client and referral partner relationships. You will assist our team in closing loan packages while delivering exceptional service and clear communication throughout the process.

Ideal candidates have 3+ years of experience, TX NMLS licensure, and familiarity with Encompass. You will collaborate with loan officers, processors, and partners, manage the pipeline, and

Qualifications

• 3+ years of experience as a mortgage loan originator.
• TX NMLS licensure.
• Experience with Encompass.
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month.

Responsibilities

• Collaborate with internal and external partners (e.g. loan officer assistant, loan opener, loan processor, underwriter, referral partners, escrow, title, etc.) on behalf of the applicant as needed to make sure the loan transaction goes through successfully
• Monitor sales pipeline, meet sales expectations/SLAs, get referrals, and generate new business opportunities
• Create personal relationships with clients - offer additional information and answer questions about home mortgage products
• Create and explain mortgage coach presentations for clients (total cost analyses)
• Package files to send to the loan openers/processing staff
• Lock loans, structure files, and review final closing disclosures (CDs) with clients

Skills

Relationship building

Sales skills

Customer service

MS Office

Communication

Education

Bachelor's degree

Tools

Encompass

Simple Nexus

Optimal Blue

Job description

Our team is experiencing tremendous growth, and we are looking for a results-oriented Loan Originator who can generate new business and referrals, as well as maintain the excellent relationships we have already established with clients and referral partners. The ideal candidate will be able to assist our team in closing loan packages while maintaining an excellent level of service and communication with our clients. Lending or mortgage industry experience is required. You must have strong organizational skills and superb customer service and communication skills.

Responsibilities

• Collaborate with internal and external partners (e.g. loan officer assistant, loan opener, loan processor, underwriter, referral partners, escrow, title, etc.) on behalf of the applicant as needed to make sure the loan transaction goes through successfully
• Monitor sales pipeline, meet sales expectations/SLAs, get referrals, and generate new business opportunities
• Create personal relationships with clients - offer additional information and answer questions about home mortgage products
• Create and explain mortgage coach presentations for clients (total cost analyses)
• Package files to send to the loan openers/processing staff
• Lock loans, structure files, and review final closing disclosures (CDs) with clients

Minimum Qualifications

• 3+ year of experience as a mortgage loan originator
• Licensure with the NMLS in TX
• Experience with Encompass
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Preferred Qualifications

• Bachelor's degree from an accredited institution
• 3+ years of experience as a mortgage loan originator
• Licensure with the NMLS in TX and any other states
• Experience with Encompass, Simple Nexus, and Optimal Blue
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Benefits

• Medical, dental, and vision insurance
• 401k with a company match
• 12 Days of PTO (prorated based on hire date)
• Company holidays
• Health Insurance - Medical, Dental & Vision
• Vacation & Holidays -- generous PTO & 11 holidays
• 401(k) Savings Plan with company match
• Employee Wellness and Employee Assistance Programs
• Home Purchase Discount for Associates
• Pet Insurance

Location(s)

16890 Dallas Parkway Suite 100, Dallas, TX 75248, United States

Compensation

n/a