Mortgage Loan Officer

Preferred Credit Union; Grand Rapids (MI); Presencial; USD 50.000 - 80.000; Jornada completa

Descripción de la vacante

Preferred Credit Union in Grand Rapids, MI seeks an experienced Mortgage Loan Officer to guide members through the home financing journey and grow our mortgage portfolio through business development and community involvement.

You will help members with purchases, refinances, and home equity financing while building relationships with real estate professionals and community partners to generate new mortgage business. Travel may be required.

Formación

• Experience with loan origination and processing.
• Familiarity with federal and state mortgage regulations and licensing.
• Ability to analyze financial information and make sound lending decisions.

Responsabilidades

• Provide guidance to members on loan products and rates.
• Manage mortgage loan origination and processing.
• Loan analysis and underwriting preparation.
• Coordinate loan documentation, closing and servicing.
• Ensure regulatory compliance and licensing requirements are met.

Conocimientos

Mortgage lending experience

Credit union experience

Financial analysis

Mortgage products knowledge

Regulatory compliance knowledge

Descripción del empleo

We're seeking an experienced and motivated Mortgage Loan Officer to serve as a trusted advisor throughout the home financing journey and actively grow our mortgage lending portfolio through business development and community engagement.

In this role, you'll help members navigate home purchases, refinances, and home equity financing while cultivating relationships with real estate professionals, builders, and community partners to generate new mortgage business.

• *Provide guidance to members on loan products and rates.
• *Manage mortgage loan origination and processing.
• *Loan analysis and underwriting preparation.
• *Coordinate loan documentation, closing and servicing.
• *Ensure regulatory compliance and licensing requirements are met.

To be successful in this role you will need:

• *Prior mortgage lending/origination experience preferred.
• *Prior Credit Union experience preferred.
• *Strong financial analysis and decision-making skills.
• *Strong knowledge of mortgage products, underwriting guidelines, secondary market requirements, interest rates, escrow accounts, and loan servicing processes.
• *Thorough knowledge of federal and state mortgage lending regulations, disclosure requirements, and NMLS licensing standards.

This position will be located in our Grand Rapids, MI branch. Travel may be required.