Mortgage Loan Officer

National Bank of Blacksburg; Blacksburg (VA); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Competitive pay

Performance-based earnings

Referral network growth

Lending products access

Operational support

Career advancement

Job summary

National Bank of Blacksburg is seeking a motivated Mortgage Loan Officer to join our growing mortgage lending team in Blacksburg, VA. You will guide borrowers from application through closing, educate clients on loan programs, and develop relationships with real estate agents and referral partners.

The role focuses on originating residential loans, meeting production goals, and delivering an exceptional customer experience while navigating federal and state lending regulations.

Qualifications

• Previous mortgage lending or financial services experience preferred.
• Knowledge of conventional, FHA, VA, USDA, and other residential mortgage programs.
• Strong sales, communication, negotiation, and relationship-building skills.
• Ability to manage multiple loan transactions and meet deadlines.
• Self-motivated, organized, and results-driven.
• Proficiency with mortgage loan origination systems and Microsoft Office.

Responsibilities

• Originate residential mortgage loans, including purchase and refinance transactions.
• Develop and maintain relationships with real estate agents, builders, financial professionals, and other referral partners.
• Generate new mortgage business through networking, referrals, marketing, and business development activities.
• Educate borrowers on available mortgage products, rates, terms, and financing options.
• Review borrower financial information to identify appropriate loan programs.
• Collect and review mortgage applications and supporting documentation.
• Work closely with loan processors, underwriters, and closing teams to ensure timely loan closings.
• Maintain consistent communication with borrowers and referral partners throughout the loan process.
• Ensure compliance with company policies, federal and state lending regulations, and applicable mortgage guidelines.
• Meet established production goals while maintaining high standards of customer service.

Skills

Mortgage lending

Sales

Communication

Relationship-building

Negotiation

Time management

Tools

Mortgage origination systems

Microsoft Office

Job description

We are seeking a motivated, customer-focused Mortgage Loan Officer to join our growing mortgage lending team. The ideal candidate will have a strong understanding of residential mortgage products, excellent communication and relationship-building skills, and the ability to guide borrowers through the mortgage loan process from application through closing.

The Mortgage Loan Officer will develop new business, build relationships with referral partners, identify financing solutions for clients, and deliver an exceptional customer experience.

Mortgage Loan Officer

Position Summary

We are seeking a motivated, customer-focused Mortgage Loan Officer to join our growing mortgage lending team. The ideal candidate will have a strong understanding of residential mortgage products, excellent communication and relationship-building skills, and the ability to guide borrowers through the mortgage loan process from application through closing.

The Mortgage Loan Officer will develop new business, build relationships with referral partners, identify financing solutions for clients, and deliver an exceptional customer experience.

Key Responsibilities

• Originate residential mortgage loans, including purchase and refinance transactions.
• Develop and maintain relationships with real estate agents, builders, financial professionals, and other referral partners.
• Generate new mortgage business through networking, referrals, marketing, and business development activities.
• Educate borrowers on available mortgage products, rates, terms, and financing options.
• Review borrower financial information to identify appropriate loan programs.
• Collect and review mortgage applications and supporting documentation.
• Work closely with loan processors, underwriters, and closing teams to ensure timely loan closings.
• Maintain consistent communication with borrowers and referral partners throughout the loan process.
• Ensure compliance with company policies, federal and state lending regulations, and applicable mortgage guidelines.
• Meet established production goals while maintaining high standards of customer service.

Qualifications

• Previous mortgage lending or financial services experience preferred.
• Knowledge of conventional, FHA, VA, USDA, and other residential mortgage programs.
• Strong sales, communication, negotiation, and relationship-building skills.
• Ability to manage multiple loan transactions and meet deadlines.
• Self-motivated, organized, and results-driven.
• Proficiency with mortgage loan origination systems and Microsoft Office.

Compensation and Benefits

• Competitive compensation structure.
• Performance-based earning potential.
• Opportunities to grow an established referral network.
• Access to mortgage lending products and resources.
• Support from processing, underwriting, and operational teams.
• Professional growth and career advancement opportunities.

What We Are Looking For

We are looking for a driven Mortgage Loan Officer who is passionate about helping people achieve homeownership. The successful candidate will be relationship-oriented, entrepreneurial, dependable, and committed to building a successful mortgage business while providing outstanding service.

National Bank offers full-time employees a benefits package that includes health, dental, life, and long-term disability insurance and excellent retirement plans. EOE M/F/disability/veteran