Mortgage Loan Officer

Community 1 Lending; Detroit (MI); On-site; USD 80,000 - 200,000; Full time

Benefits offered by this job

High commission payout structure

Professional development opportunities

Benefits available after 90 days

Job summary

A mortgage lending company in Michigan seeks a Licensed Mortgage Loan Officer to provide guidance through the mortgage process and build strong client relationships. This role promises a high commission structure, with expected annual earnings ranging from $80,000 to over $200,000, supported by qualified leads. Candidates should possess an active NMLS license and strong sales skills, as you engage with clients and manage your pipeline efficiently in a collaborative environment.

Qualifications

• Active NMLS License is required.
• Prior experience as a Mortgage Loan Officer, Mortgage Originator, or Home Loan Specialist preferred.
• Strong sales, communication, and customer-service skills.

Responsibilities

• Guide clients through the residential mortgage loan process from application to closing.
• Analyze borrower financial documentation, including income, credit, and assets.
• Recommend and structure appropriate mortgage loan products, including FHA and VA loans.

Skills

Sales skills

Communication skills

Customer service skills

Pipeline management

Education

Active NMLS License

Experience in mortgage lending (preferred)

Job description

Community 1 Lending: Mortgage Loan Officer (NMLS Required) – Michigan

We are expanding our mortgage team and looking for a high-performing Licensed Mortgage Loan Officer (MLO) / Mortgage Originator / Residential Loan Officer to join us in our Troy, MI office, serving clients throughout Detroit and Metro Detroit.

This role is ideal for an experienced NMLS-licensed Loan Officer who thrives in a supportive, in-office environment, values strong earning potential, and wants access to a steady pipeline of qualified mortgage leads in an active housing market.

What We Offer:

• High commission payout structure for a motivated Mortgage Loan Officer
• Expected annual earnings range: $80,000 – $200,000+, depending on production and performance
• Qualified mortgage leads provided through our internal lead generation system
• Referral opportunities from our in-office real estate team
• Professional development and career growth opportunities
• Streamlined processing and underwriting system that allows Loan Officers to close loans faster and more efficiently
• Collaborative, team-focused work environment
• Benefits available after 90 days
• Opportunity to build production volume in the Detroit and Metro Detroit mortgage market

Responsibilities:

• Guide clients through the residential mortgage loan process from application to closing as a trusted Mortgage Loan Officer
• Analyze borrower financial documentation, including income, credit, and assets
• Recommend and structure appropriate mortgage loan products (Conventional, FHA, VA, etc.)
• Maintain compliance with NMLS, federal, and state lending regulations
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Follow up on company-provided leads to convert prospects into funded loans
• Manage and maintain a healthy mortgage pipeline

Requirements:

• Active NMLS License required
• Prior experience as a Mortgage Loan Officer, Mortgage Originator, or Home Loan Specialist preferred
• Strong sales, communication, and customer-service skills
• Comfortable working the phone and engaging with clients daily
• Highly organized with strong pipeline management skills
• Self