Mortgage Loan Officer

West Capital Lending; Dearborn (MI); On-site; USD 65,000 - 110,000; Full time

Benefits offered by this job

Competitive commission

Access to wide range of loan products

Marketing and operational support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending is seeking a self-driven Loan Officer to join our growing team in a remote capacity, serving clients primarily in Michigan. You will manage the loan process from application to closing in a virtual environment, ensuring a smooth customer experience.

The role requires knowledge of conventional, FHA, VA, and Non-QM loan products, and a focus on building relationships with clients and referral partners. Competitive commissions and growth opportunities are offered.

Qualifications

• Active Loan Originator license (NMLS) is required.
• 1+ year experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficient with loan origination systems and digital documentation.

Responsibilities

• Originate residential mortgage loans (Conventional, FHA, VA, Non-QM).
• Build relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process with clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

NMLS License

1+ year experience

Mortgage product knowledge

Communication

Sales & relationship building

Remote work

Loan origination systems

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in Michigan. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM product
• Build and maintain strong relationships with clients, real estate agents, and referral partner
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirement
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Loan Originator license (NMLS) required
• +1 year of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation too

What We Offer

• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization