Mortgage Loan Officer

Mortgo Lending; Birmingham (MI); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Competitive pay plans

Job summary

Mortgo Lending in Birmingham, MI is seeking a Mortgage Loan Officer who will originate and structure loans, meet clients to understand goals, and recommend financing options from Mortgo's product lineup.

You will guide applicants through the process, collect documents, coordinate with underwriting and processing, and maintain client relationships with real estate agents and referral partners while staying current on market trends to provide accurate advice.

Qualifications

• Experience as a Loan Officer or similar lending role.
• Knowledge of mortgage lending practices, including conventional, government-backed, and investment property loan products.
• Familiarity with underwriting principles and documentation requirements.
• Strong customer service, clear communication, active listening, and client relationship skills.
• Proficiency with loan origination systems and basic financial analysis.
• Detail-oriented, organized, and able to manage multiple client files in a fast-paced environment.
• On-site in Birmingham, MI with local referral partner relationships.
• State mortgage loan originator license (or eligibility to obtain).
• Preferred: DSCR loans, investment property financing, and commission-based role.

Responsibilities

• Originate and structure mortgage loans.
• Meet clients to understand financial goals and suggest financing solutions from Mortgo Lending's products.
• Guide clients through the application process, collect and review documentation, coordinate with underwriting and processing teams, ensure compliance.
• Maintain relationships with clients, real estate agents, and referral partners; provide ongoing status updates through closing.
• Stay informed about market trends, loan programs, and industry changes to offer accurate advice.

Skills

Loan origination

Mortgage knowledge

Customer service

Communication

Documentation

Education

State MLO license (or eligible)

Tools

Loan origination systems

Job description

Company Description

Mortgo Lending is a mortgage solutions provider dedicated to helping individuals, families, and real estate investors achieve their financing goals through personalized guidance and attentive service. The company offers a wide range of loan products, including home purchase loans, refinancing options, investment property loans, DSCR loans, cash-out refinancing, and both conventional and government-backed loans. Mortgo Lending emphasizes clear communication, attention to detail, and tailored support based on each client's unique situation. Team members work to deliver competitive financing options and a smooth experience from application through closing. The company serves first-time homebuyers, experienced investors, and referral partners seeking a reliable mortgage resource.

Extremely competitive pay plans, some of the best in the industry

Role Description

The Mortgage Loan Officer is a full-time, on-site role based in Birmingham, MI. This role is responsible for originating and structuring mortgage loans, meeting with clients to understand their financial goals, and recommending appropriate financing solutions from Mortgo Lending's product offerings. Day-to-day tasks include guiding clients through the application process, collecting and reviewing documentation, coordinating with underwriting and processing teams, and ensuring compliance with lending regulations and company policies. The Mortgage Loan Officer will maintain strong relationships with clients, real estate agents, and referral partners, provide ongoing status updates, and support borrowers from initial inquiry through closing. The role also involves staying informed about market trends, loan programs, and industry changes to provide accurate and timely advice.

Qualifications

• Experience as a Loan Officer or in a similar lending role, with a strong understanding of borrower qualification and loan origination processes.
• Knowledge of the Mortgage Industry and Mortgage Lending practices, including conventional, government-backed, and investment property loan products.
• Familiarity with Underwriting principles and documentation requirements, with the ability to collaborate effectively with underwriting and processing teams.
• Strong Customer Service skills, including clear communication, active listening, and the ability to provide a positive client experience throughout the lending process.
• Proficiency with loan origination systems and basic financial analysis; ability to explain complex mortgage options in accessible terms.
• Detail-oriented, organized, and able to manage multiple client files and deadlines in a fast-paced environment.
• Ability to work on-site in Birmingham, MI and build relationships with local referral partners and real estate professionals.
• Relevant state mortgage loan originator license (or eligibility to obtain), and adherence to all regulatory and ethical standards.
• Preferred: Experience with DSCR loans, investment property financing, and cash-out refinancing; prior success in a sales-driven or commission-based role.