Mortgage Loan Analyst I — CRE Underwriter & Analyst

Standard Insurance; Portland (OR); On-site; USD 53,000 - 78,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

401(k) with company match

Bonus program

Paid time off

Job summary

The Standard is seeking a Mortgage Loan Analyst to review, underwrite, negotiate, and support mortgage transactions across originations, refinances, and actions. You’ll analyze commercial real estate, financial statements, and third‑party reports to prepare underwriting materials and support loan decisions.

You will travel annually to correspondent markets, contribute to portfolio reporting and market research, and collaborate with underwriting, investor relations, closing, and servicing teams

Qualifications

• Bachelor's degree in real estate, finance, accounting, or related field.
• 2+ years of experience in commercial mortgage lending, real estate investment, or related field.
• Working knowledge of commercial mortgage lending practices, legal documentation, and real estate valuation concepts.
• Proficiency with financial analysis, underwriting techniques, and spreadsheet software.
• Ability to manage competing priorities with strong attention to detail and accuracy.
• Ability to interpret and present financial and underwriting information clearly.
• Experience with mortgage loan databases or investment analysis software.
• Familiarity with real estate market research and portfolio reporting.

Responsibilities

• Review, underwrite, negotiate, and recommend new loan originations and refinances within established guidelines.
• Analyze borrower and tenant financials, organizational structures, and third‑party reports.
• Prepare underwriting spreadsheets, commitment letters, and documentation for extensions, assumptions, modifications, and other loan actions.
• Support communication and workflow between underwriting, investor relations, closing, and servicing teams.
• Develop and maintain portfolio reports, models, and market research to support mortgage investment decisions.
• Conduct property site inspections and provide analytical support to the local market team.

Skills

Financial analysis

Underwriting

Mortgage lending

Real estate valuation

Spreadsheet proficiency

Attention to detail

Clear communication of underwriting

Education

Bachelor's degree in real estate, finance, accounting, or related field

Tools

Mortgage loan databases

Investment analysis software

Excel

Job description

The Standard is seeking a Mortgage Loan Analyst to review, underwrite, negotiate, and support mortgage transactions across originations, refinances, and actions. You’ll analyze commercial real estate, financial statements, and third‑party reports to prepare underwriting materials and support loan decisions.

You will travel annually to correspondent markets, contribute to portfolio reporting and market research, and collaborate with underwriting, investor relations, closing, and servicing teams