Mortgage Loan Analyst I: Commercial Underwriting

The Standard; Portland (OR); On-site; USD 53,000 - 78,000; Full time

Benefits offered by this job

Medical, dental, vision

401(k) with matching

Paid time off and holidays

Volunteer time

Parental leave

Job summary

The Standard is seeking a Mortgage Loan Analyst to review, underwrite, and negotiate mortgage loans across originations, refinances, and actions. You will evaluate commercial real estate, analyze financials, and prepare materials to support loan origination, investor relations, closing, and servicing.

This role involves travel once a year to correspondent markets and contributes to market research, portfolio reporting, and cross‑department workflow to ensure efficient loan operations.

Qualifications

• Bachelor's degree in real estate, finance, accounting or related field.
• 2+ years of experience in commercial mortgage lending, real estate investment, or related field.
• Knowledge of commercial mortgage lending practices, legal documentation, and real estate valuation concepts.
• Proficiency with financial analysis, underwriting techniques, and spreadsheet software.

Responsibilities

• Review, underwrite, negotiate, and recommend new loan originations and refinances within established guidelines.
• Analyze borrower and tenant financials, organizational structures, and third-party reports.
• Prepare underwriting spreadsheets, commitment letters, and documentation for extensions, assumptions, modifications, and other loan actions.
• Support communication and workflow between underwriting, investor relations, closing, and servicing teams.
• Develop and maintain portfolio reports, models, and market research to support mortgage investment decisions.
• Conduct property site inspections and provide analytical support to the local market team.

Skills

Commercial mortgage lending

Financial analysis

Underwriting

Real estate valuation

Education

Bachelor's degree in real estate, finance, accounting

Tools

Mortgage loan databases

Investment analysis software

Job description

The Standard is seeking a Mortgage Loan Analyst to review, underwrite, and negotiate mortgage loans across originations, refinances, and actions. You will evaluate commercial real estate, analyze financials, and prepare materials to support loan origination, investor relations, closing, and servicing.

This role involves travel once a year to correspondent markets and contributes to market research, portfolio reporting, and cross‑department workflow to ensure efficient loan operations.