Mortgage Default Foreclosure Specialist

US Bank; Owensboro (KY); Hybrid; USD 28,000 - 29,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) retirement plan

Paid vacation and holidays

Disability leave

Job summary

U.S. Bank is seeking a Default Management Foreclosure Associate to support mortgage default servicing by performing foreclosure-related tasks in line with investor guidelines, state regulations, and internal policies.

The role emphasizes accuracy, timeliness, and risk mitigation while ensuring proper documentation and processes are completed. Responsibilities include reviewing foreclosure documents, updating loan files, and collaborating with vendors to move loans through milestones, all while

Qualifications

• High school diploma or equivalent.
• Typically four or more years of related experience.
• Experience in mortgage servicing, default management, foreclosure, or loss mitigation.
• Familiarity with foreclosure processes and documentation.
• Experience working in a production or metrics-driven environment.

Responsibilities

• Review, prepare, and process foreclosure-related documents in accordance with internal procedures, investor requirements, and regulatory guidelines
• Perform detailed review of loan files to ensure documentation accuracy and completeness
• Update systems with accurate and timely information related to foreclosure activities
• Partner with internal teams, vendors, and business partners to resolve file deficiencies and move loans through required milestones
• Monitor deadlines and service-level expectations to ensure timely progression of assigned work
• Identify discrepancies, exceptions, or missing information and elevate as appropriate
• Maintain compliance with bank policies, regulatory standards, and quality expectations
• Meet productivity, quality, and accuracy benchmarks in a volume-driven environment

Education

High school diploma or equivalent

Job description

U.S. Bank is seeking a Default Management Foreclosure Associate to support mortgage default servicing by performing foreclosure-related tasks in line with investor guidelines, state regulations, and internal policies.

The role emphasizes accuracy, timeliness, and risk mitigation while ensuring proper documentation and processes are completed. Responsibilities include reviewing foreclosure documents, updating loan files, and collaborating with vendors to move loans through milestones, all while