Mortgage Closing Specialist — Precise, Compliant Funding

Ascend; Wallingford (CT); On-site; USD 45,000 - 64,000; Full time

Benefits offered by this job

Medical insurance

Dental and vision insurance

401(k) with employer match

Paid time off

Paid holidays

Job summary

Ascend Bank is seeking a skilled Loan Closer in Wallingford, CT to prepare, review, and finalize closing documents for residential mortgage and consumer loans. You will ensure accuracy, TRID/RESPA/TILA compliance, and timely funding in partnership with borrowers, settlement agents, and loan officers.

The role requires a two-year degree and at least 3 years of mortgage closing experience, meticulous attention to detail, and strong communication.

Qualifications

• Two-year college degree or completion of a specialized course of study at a business or trade school.
• Strong knowledge of mortgage lending guidelines (conventional, FHA, VA, USDA).
• Familiarity with loan origination systems and TRID/RESPA/TILA regulations.

Responsibilities

• Closing & Document Preparation
• Prepare and review closing disclosures for residential and consumer products
• Ensure accuracy of loan terms, fees, escrows, and compliance with program guidelines
• Coordinate closing timelines with settlement agents, loan officers, and borrowers
• Balance and finalize loan figures prior to closing
• Compliance & Regulatory Oversight
• Ensure compliance with TRID, RESPA, TILA, and agency-specific requirements
• Review conditions to confirm loans are clear to close
• Ensure proper documentation for insuring/guaranteeing government loans
• Funding & Post-Closing Support
• Authorize or coordinate loan funding once all conditions are satisfied
• Review signed closing packages for completeness and accuracy
• Clear funding conditions and deliver files to post-closing/secondary market

Skills

Digital literacy

Education

Two-year college degree

Job description

Ascend Bank is seeking a skilled Loan Closer in Wallingford, CT to prepare, review, and finalize closing documents for residential mortgage and consumer loans. You will ensure accuracy, TRID/RESPA/TILA compliance, and timely funding in partnership with borrowers, settlement agents, and loan officers.

The role requires a two-year degree and at least 3 years of mortgage closing experience, meticulous attention to detail, and strong communication.