Middle Market Underwriting Executive — Growth & Strategy

WCF Insurance; Sandy (UT); On-site; USD 146,000 - 206,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401K with generous employer match

Executive bonus opportunities

Job summary

WCF Insurance, based in Sandy, Utah, is seeking a Vice President of Middle Market Underwriting to guide strategy, profitability, and portfolio performance across six states. You will lead underwriting leaders, develop talent, and collaborate with partners to support growth and long-term objectives.

This full-time exempt role requires strong leadership, deep underwriting knowledge, and a track record of implementing guidelines and driving results.

Qualifications

• Bachelor’s degree in business or related field; Master’s degree or CPCU, CIC, CRIS preferred.
• At least eight years of commercial lines underwriting experience; including leadership of middle market underwriting operations.
• At least three years of insurance company leadership experience.
• Proven success managing underwriting profitability, portfolio performance, and multi-state operations.
• Strong knowledge of property and casualty underwriting, rating, regulations, products, market conditions, insurance company operations and finance.
• Excellent in implementing underwriting strategies, authority structures, operational improvements, and technology initiatives.
• Strong relationship building skills at all levels with demonstrated ability to influence and engage stakeholders and translate information into actions plans
• Ability to manage vision and purpose, set direction aligned with company strategy and lead the business unit with innovative and creative thinking.
• Experience with performance metrics and measures, customer assessment, cost/benefit analysis, benchmarking and problem identification.
• Demonstrated experience leading leaders, developing talent, and building organizational bench strength.

Responsibilities

• Lead Middle Market underwriting operations and achieving growth, profitability, retention, and combined ratio goals.
• Own the Middle Market profit and loss, underwriting strategy, and operating plan across assigned territories.
• Oversee and develop underwriting teams to achieve department and company initiatives and strategy.
• Attract and retain quality business to achieve loss, retention, profit, growth and combined ratio targets.
• Implementing underwriting guidelines, authority levels, policies, procedures, and audit processes.
• Analyze data to understand trends, progress to goals, underwriter book management and improvement opportunities.
• Developing a culture that is customer focused and embraces innovation.
• Approve underwriting decisions exceeding delegated authority and provide oversight on complex accounts.
• Analyze portfolio performance, underwriting results, and market trends to identify opportunities and risks.
• Partner with Sales, Product, IT, and other departments to execute strategic priorities.
• Support rate and form filings, product development, and underwriting innovation.
• Build strong relationships with agents, policyholders, and key industry partners.
• Own business results and hold leaders accountable for performance.
• Use data and performance metrics to drive decisions and improve outcomes.
• Create a culture focused on customer service, innovation, collaboration, and continuous improvement.
• Align business unit priorities with WCF's enterprise strategy.
• Effectively lead organizational change and support business growth.
• Develop successors and strengthen leadership bench strength.
• Create and maintain strong positive working relationships with other departments to achieve company goals.

Skills

Leadership

Strategic thinking

Stakeholder management

Data analysis

Change management

Education

Bachelor's degree in business or related field

Master’s degree or CPCU, CIC, CRIS designation strongly preferred

Job description

WCF Insurance, based in Sandy, Utah, is seeking a Vice President of Middle Market Underwriting to guide strategy, profitability, and portfolio performance across six states. You will lead underwriting leaders, develop talent, and collaborate with partners to support growth and long-term objectives.

This full-time exempt role requires strong leadership, deep underwriting knowledge, and a track record of implementing guidelines and driving results.