Member-Focused Loan Officer: Real Estate & Lending Expert

LAFCU; Lansing (MI); Vor Ort; USD 28.000 - 40.000; Vollzeit

Benefits dieser Stelle

401k

Tuition assistance

Work-life balance

Zusammenfassung

LAFCU is seeking an experienced Loan Officer to evaluate consumer and real estate loan applications, make lending decisions within guidelines, and guide members through the loan process. You’ll review financials, credit, and property evaluations to ensure accurate lending and compliance.

Responsibilities include approving/denying loans, explaining options, identifying LAFCU products, and preparing loan docs.

Qualifikationen

• High school diploma or GED required.
• 5 years of experience in consumer lending, including secured and unsecured loans.
• 2 years of real estate lending experience; combo eligible.
• Knowledge of lending compliance requirements (Reg B, Reg Z, HMDA, RESPA, Fair Lending).
• Strong communication, problem-solving and math skills; proficient with computers and word processing software.

Aufgaben

• Review and evaluate consumer and real estate loan applications with applicants’ financial info, credit history, and property evaluations.
• Approve or deny loans within authority and LAFCU policies; set credit limits for LOCs and credit cards.
• Explain loan options, answer questions, and provide financial guidance to members.
• Identify and recommend LAFCU products and services meeting members’ needs.
• Prepare, review, and audit loan documents; issue and disburse loans as needed.
• Process loan extensions, payoffs, lien terminations, and collateral releases.
• Support development and implementation of loan programs; maintain loan records and reports.
• Meet individual and department goals while maintaining compliant lending practices.

Kenntnisse

Lending knowledge

Customer service

Communication

Problem solving

Math skills

Consumer lending experience

Real estate lending

Ausbildung

High school diploma or GED

Tools

Computers

Word processing

Jobbeschreibung

LAFCU is seeking an experienced Loan Officer to evaluate consumer and real estate loan applications, make lending decisions within guidelines, and guide members through the loan process. You’ll review financials, credit, and property evaluations to ensure accurate lending and compliance.

Responsibilities include approving/denying loans, explaining options, identifying LAFCU products, and preparing loan docs.