Member-Centric Consumer Loan Advisor

Straits Area Fed Credit Union; Tuscarora Township (MI); On-site; USD 45,000 - 60,000; Full time

Benefits offered by this job

Competitive pay with annual raises and bonuses

Substantial 401k contributions

Free individual health insurance

Opportunities for internal promotions

Community involvement and impact

Job summary

Straits Area Federal Credit Union in Tuscarora Township seeks a Loan Officer to establish relationships with members, identify their needs, and offer solutions. You will evaluate loan applications, consult with members, and ensure all necessary documentation is completed accurately.

The ideal candidate has strong negotiation and communication skills, is able to work under pressure, and is committed to maintaining member confidence and confidentiality. This role comes with competitive pay and opportunities for advancement.

Responsibilities

• Process loan applications by evaluating applicant information and documentation.
• Consult with members about lending needs while analyzing credit worthiness.
• Evaluate loan applications and request additional documentation as needed.
• Prepare notes regarding loan applications and submit them to underwriter(s).
• Collect closing information necessary for timely loan closure.
• Answer customer questions and respond to requests.
• Maintain loan information confidentiality.
• Promote loan products and meet monthly loan goals.
• Stay updated on lending regulations, economy, and rates.

Skills

Negotiation skills

Willingness to ask difficult questions

Working under pressure

Multitasking

Strong computer skills

Willingness to learn new programs

Excellent written and verbal communication skills

Ability to work both in a team and independently

Job description

Straits Area Federal Credit Union in Tuscarora Township seeks a Loan Officer to establish relationships with members, identify their needs, and offer solutions. You will evaluate loan applications, consult with members, and ensure all necessary documentation is completed accurately.

The ideal candidate has strong negotiation and communication skills, is able to work under pressure, and is committed to maintaining member confidence and confidentiality. This role comes with competitive pay and opportunities for advancement.