MCA Underwriter & SMB Credit Decisioning

MCAJobBoard; Village of Valley Stream (NY); On-site; USD 50,000 - 250,000; Full time

Job summary

MCAJobBoard is seeking an underwriter to assess merchant cash advance and revenue-based financing opportunities for small businesses. You will read bank statements, size offers, and own the decision process in a fast-paced environment.

Valley Stream, NY-based role focusing on accurate pattern recognition, risk assessment, and collaboration with sales and ISO relations to reach a yes or no with clear rationale.

Qualifications

• Underwrite MCA/revenue-based financing for small businesses.
• Fluently read bank statements and detect patterns that matter.
• Ability to clearly say no and explain why.

Responsibilities

• Review submissions including bank statements, credit history, ownership, and existing positions.
• Size offers and structure terms per guidelines.
• Identify inconsistencies such as stacking or altered statements.
• Collaborate with sales and ISO to move files toward approval.
• Document decisions and reasoning throughout the process.

Skills

MCA underwriting

Bank statement reading

Credit sizing

Job description

MCAJobBoard is seeking an underwriter to assess merchant cash advance and revenue-based financing opportunities for small businesses. You will read bank statements, size offers, and own the decision process in a fast-paced environment.

Valley Stream, NY-based role focusing on accurate pattern recognition, risk assessment, and collaboration with sales and ISO relations to reach a yes or no with clear rationale.