Senior Underwriter - Merchant Cash Advance / Revenue Based Financing (MCA/RBF)

Luminar Capital; United States; Remote; USD 80,000 - 100,000; Full time

Job summary

A financial services company is seeking a Senior Underwriter to analyze small business financing applications in a remote full-time role. The position requires a minimum of 5 years of MCA/RBF underwriting experience and the ability to assess creditworthiness and make informed funding decisions. Strong analytical, decision-making, and communication skills are essential. The ideal candidate will hold a Bachelor’s degree in Finance, Accounting, or Business Administration. This role offers the opportunity to support small businesses across the United States.

Qualifications

• Minimum 5 years of MCA/RBF underwriting experience.
• Strong analytical and financial analysis skills.
• Proficiency in financial modeling and risk assessment in MCA/RBF sectors.

Responsibilities

• Evaluate and analyze small business financing applications.
• Assess creditworthiness and make informed funding decisions.
• Conduct due diligence on businesses and ensure compliance with underwriting policies.

Skills

MCA/RBF underwriting experience

Analytical skills

Financial analysis

Credit evaluation

Decision-making

Problem-solving

Communication skills

Education

Bachelor’s degree in Finance, Accounting, Business Administration

Job description

Luminar Capital is dedicated to empowering small businesses through transparent and customized financing solutions tailored to their unique needs. Our team is passionate about supporting business owners and entrepreneurs, focusing on fostering long-term relationships to maximize impact and success. We take pride in offering small businesses across the United States the financial tools they need to thrive and grow in their respective industries.

Role Description

This is a full-time, remote role for a Senior Underwriter (MCA/RBF). The Senior Underwriter will evaluate and analyze small business financing applications, assess creditworthiness, and make informed decisions on funding. Day-to-day responsibilities include assessing financial statements, conducting due diligence on businesses, ensuring compliance with underwriting policies, communicating lending decisions effectively, and assisting in the development of risk mitigation strategies. Collaboration with other teams to ensure seamless operations will also be essential.

Qualifications

• MCA/RBF underwriting experience required (minimum 5 years)
• Strong analytical, financial analysis, and credit evaluation skills
• Proficiency in financial modeling and risk assessment in the merchant cash advance (MCA) and revenue-based financing (RBF) sectors
• Experience in reviewing financial documents, loans, and funding applications
• Excellent decision-making, problem-solving, and critical thinking skills
• Strong organizational skills with attention to detail and the ability to manage multiple priorities
• Proficient communication skills, with the ability to deliver clear and concise recommendations
• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field