Underwriter

MCAJobBoard; Village of Valley Stream (NY); Presencial; USD 50.000 - 250.000; Jornada completa

Descripción de la vacante

MCAJobBoard is seeking an underwriter to assess merchant cash advance and revenue-based financing opportunities for small businesses. You will read bank statements, size offers, and own the decision process in a fast-paced environment.

Valley Stream, NY-based role focusing on accurate pattern recognition, risk assessment, and collaboration with sales and ISO relations to reach a yes or no with clear rationale.

Formación

• Underwrite MCA/revenue-based financing for small businesses.
• Fluently read bank statements and detect patterns that matter.
• Ability to clearly say no and explain why.

Responsabilidades

• Review submissions including bank statements, credit history, ownership, and existing positions.
• Size offers and structure terms per guidelines.
• Identify inconsistencies such as stacking or altered statements.
• Collaborate with sales and ISO to move files toward approval.
• Document decisions and reasoning throughout the process.

Conocimientos

MCA underwriting

Bank statement reading

Credit sizing

Descripción del empleo

About The Role

You will underwrite merchant cash advance and small business funding files: reading the bank statements, sizing the offer, and owning the decision.

What you will do

• Review submissions: bank statements, credit, ownership, and existing positions
• Size offers and structure terms within our guidelines
• Spot the things that do not add up: stacking, altered statements, ownership that does not match
• Work with sales and ISO relations on what a file needs to get to yes
• Keep decisions and reasoning documented as you go

What we are looking for

• A few years underwriting MCA, revenue-based financing, or small business credit
• Fluency reading business bank statements and spotting the patterns that matter
• The judgment to say no clearly, and the patience to explain why

Pay

$50k-$250k OTE

Location

Valley Stream, NY