Loss Mitigation Underwriter – Mortgage Servicing Expert

Selene Finance LP; Dallas (TX); In loco; USD 55.000 - 75.000; Tempo pieno

Vantaggi offerti da questo lavoro

Paid Time Off (PTO)

Medical, Dental & Vision

Employee Assistance Program

Flexible Spending Account

Health Savings Account

Paid Holidays

Company paid Life Insurance

Matching 401(k) Plan

Descrizione del lavoro

Selene Finance LP in Dallas, TX is seeking a Loss Mitigation Underwriter to evaluate mortgage loans for loss mitigation solutions, including repayment plans, loan modifications, short sales, and deeds-in-lieu. You will review borrower documentation and apply investor guidelines to move approved solutions toward completion.

The ideal candidate is detail-oriented, able to manage multiple files and deadlines in a fast-paced servicing environment, with strong written and verbal communication skills

Competenze

• Experience in mortgage servicing, loss mitigation, underwriting, or related area preferred.
• Strong attention to detail with a high degree of accuracy in reviewing loan information.
• Ability to manage multiple files, priorities, and deadlines in a fast-paced environment.
• Proficiency with MS Office and experience using mortgage loan servicing systems preferred.

Mansioni

• Analyze mortgage loans to determine eligibility for loss mitigation options, including repayment plans, loan modifications, short sales, and deeds-in-lieu, in accordance with applicable investor and regulatory guidelines.
• Review borrower loss mitigation packages for completeness and accuracy, identify missing or deficient documentation, and issue requests for additional information as needed.
• Prepare and issue approval, denial, and other required notices in accordance with applicable requirements.
• Ensure compliance with Fair Lending requirements when referring borrowers for potential refinance options.
• Partner with Mortgage Specialists and other servicing teams to obtain required documentation and facilitate timely completion of approved loss mitigation solutions.
• Stay current on applicable loss mitigation programs and investor, GSE, and insurer requirements.
• Maintain accurate and complete documentation within loan servicing systems and internal workflows, including investor approval tracking.
• Complete escrow analyses and pro forma calculations in support of loan modification decisions.
• Meet established productivity, quality, and workout-to-portfolio performance expectations.

Conoscenze

Loss mitigation

Underwriting

Analytical thinking

Attention to detail

Communication skills

Prioritization

Strumenti

Microsoft Office Suite

Mortgage loan servicing systems

Descrizione del lavoro

Selene Finance LP in Dallas, TX is seeking a Loss Mitigation Underwriter to evaluate mortgage loans for loss mitigation solutions, including repayment plans, loan modifications, short sales, and deeds-in-lieu. You will review borrower documentation and apply investor guidelines to move approved solutions toward completion.

The ideal candidate is detail-oriented, able to manage multiple files and deadlines in a fast-paced servicing environment, with strong written and verbal communication skills