Loan Officer

West Capital Lending; San Antonio (TX); On-site; USD 60,000 - 100,000; Full time

Benefits offered by this job

100% remote work environment

Competitive commission structure

Marketing and operational support

Flexible schedule with autonomy

Growth opportunities

Job summary

West Capital Lending is seeking a motivated Loan Officer to join their team in a remote position focused on serving clients in the San Antonio, Texas market. The ideal candidate should possess an active Texas Loan Originator license and have at least 2 years of experience in mortgage lending. This role offers a competitive commission-based compensation structure, a flexible schedule, and the autonomy to manage your pipeline, all within a supportive remote environment.

Qualifications

• Must be licensed as a Texas Loan Originator (NMLS).
• 2+ years’ experience preferred in mortgage loan origination.
• Comfortable managing the loan process in a virtual environment.

Responsibilities

• Originate residential mortgage loans across various products.
• Build and maintain client and partner relationships.
• Guide borrowers through the loan application process.
• Ensure all loan files comply with regulations.
• Collaborate with processing and underwriting teams.
• Stay updated on market trends and guidelines.

Skills

Strong knowledge of mortgage products and underwriting guidelines

Excellent communication, sales, and relationship-building skills

Ability to work independently in a remote environment

Education

Active Texas Loan Originator license (NMLS)

2+ years of experience as a Loan Officer or Mortgage Loan Originator

Tools

Loan origination systems

Digital documentation tools

Job description

Location: Remote (Must be licensed in Texas; San Antonio market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the San Antonio, TX. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Texas Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization