Loan Officer

West Capital Lending; San Diego (CA); On-site; USD 70,000 - 120,000; Full time

Benefits offered by this job

Commission structure

Wide range of loan products access

Marketing and operational support

Flexible schedule with autonomy

Growth opportunities

Job summary

West Capital Lending is seeking a motivated Loan Officer to originate residential mortgage loans in a remote CA-focused role. You will manage the loan process from application to closing in a virtual environment, developing relationships with clients and referral partners.

The ideal candidate holds an Active Loan Originator license with 1+ year of experience, strong mortgage product knowledge, and excellent communication skills to drive sales and customer satisfaction.

Qualifications

• Active LO license is required.
• 1+ year of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficient with loan origination systems and digital documentation tools.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closing.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Communication skills

Sales skills

Relationship-building

Self-motivation

Education

Active Loan Originator license

Tools

Loan origination systems

Digital documentation tools

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in California. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment

Key Responsibiliti

• esOriginate residential mortgage loans, including Conventional, FHA, VA, and Non-QM produc
• tsBuild and maintain strong relationships with clients, real estate agents, and referral partne
• rsGuide borrowers through the loan application process and provide clear, timely communicati
• onAnalyze borrower financials to recommend appropriate loan produc
• tsEnsure all loan files meet federal, state, and investor compliance requiremen
• tsCollaborate with processing and underwriting teams to ensure smooth and timely closin
• gsStay up to date on lending guidelines, market trends, and interest rate chang

Qualificati

• onsActive Loan Originator lice requi
• red+1 year of experience as a Loan Officer or Mortgage Loan Originator prefer
• redStrong knowledge of mortgage products and underwriting guideli
• nesExcellent communication, sales, and relationship-building ski
• llsAbility to work independently in a remote environm
• entProficient with loan origination systems and digital documentation to

What We O

• fferCompetitive commission structure with high earning poten
• tialAccess to a wide range of loan products and competitive r
• atesMarketing and operational sup
• portFlexible schedule with autonomy over your pipe
• lineGrowth opportunities within a scaling organiza