Loan Officer

West Capital Lending, Inc.; Virginia Beach (VA); Remote; USD 80,000 - 140,000; Full time

Benefits offered by this job

100% remote

Competitive commission

Wide product access

Marketing support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending, Inc. is seeking a motivated Loan Officer for a 100% remote role focused on serving clients in the Virginia Beach, VA area.

You will originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM, while managing the process from application to closing in a virtual environment. The ideal candidate holds an active Virginia NMLS license, has 2+ years of experience, and excels in communication, relationship-building, and independent work.

Qualifications

• Active Virginia NMLS license required.
• 2+ years experience as Loan Officer or Mortgage Loan Originator.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication and relationship-building skills.
• Ability to work independently in a remote environment.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Virginia NMLS license

Communication skills

Relationship building

Remote work

Mortgage knowledge

Job description

Location: Remote (Must be licensed in Virginia; Virginia Beach market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Virginia Beach, VA. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Virginia Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization