Loan Officer

West Capital Lending, Inc.; Franklin (TN); Remote; USD 60,000 - 95,000; Full time

Job summary

West Capital Lending, Inc. is seeking a motivated Loan Officer to originate residential mortgages in a remote environment.

The role requires handling the process from application to closing while maintaining excellent client communications and professional relationships with agents and referral partners. The ideal candidate will have an active NMLS license, 1+ year of experience, and strong knowledge of mortgage products and underwriting guidelines.

Qualifications

• Active Loan Originator license (NMLS) required.
• 1+ year of experience as a Loan Officer or Mortgage LLO preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficient with loan origination systems and digital documentation tools.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Loan Origination License

Mortgage Knowledge

Remote Work

Communication Skills

Relationship Building

Digital Documentation

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Loan Originator license (NMLS) required
• +1 year of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization