Loan Officer

Catalyst Group MED; Los Angeles (CA); On-site; USD 90,000 - 150,000; Full time

Job summary

Catalyst Group MED, a Los Angeles-based CRE brokerage, seeks a Commercial Mortgage Broker to source, structure, and close debt for multifamily, retail, office, industrial, and mixed-use properties.

You will manage deals from initial conversation through funding, analyzing deals, building capital stacks, and guiding borrowers to close on favorable terms. This role rewards relationship-building and a growing book of business under senior leadership.

Qualifications

• 2+ years of experience in commercial mortgage brokerage, commercial lending, CRE debt, or related underwriting/credit roles.
• Active California DRE license (salesperson or broker) or ability to obtain quickly.
• NMLS license or willingness to obtain.
• Strong command of underwriting metrics (DSCR, LTV, debt yield, cap rates).
• Proficiency in Excel and financial modeling.
• Excellent written and verbal communication skills.
• Self-motivated, organized, and able to manage multiple deals.

Responsibilities

• Originate financing opportunities through prospecting, referrals, and client relationships.
• Analyze borrower financials, rent rolls, T-12s, and operating statements for feasibility.
• Underwrite transactions with DSCR, LTV, debt yield, and cash flow analysis.
• Structure financing solutions across capital stack: senior debt, bridge, construction, mezzanine, and equity.
• Prepare loan submissions and negotiate terms with banks, debt funds, CMBS, and life companies.
• Manage the loan process from application to closing, coordinating with appraisers, attorneys, and title.

Skills

DSCR

LTV

Excel

Financial modeling

Communication

Deal management

Tools

CRM

Job description

Catalyst Group MED is a Los Angeles-based commercial real estate brokerage specializing in commercial mortgage financing. We're looking for a Commercial Mortgage Broker to source, structure, and close debt for investors and owners across multifamily, retail, office, industrial, and mixed-use properties. You'll manage deals from first conversation through funding: analyzing the deal, building the capital stack, placing it with the right lender, and guiding the borrower to close. This role suits someone who understands lender underwriting, likes building relationships, and wants to grow a book of business on a team led by people with deep structured finance experience.

Responsibilities

• Originate new financing opportunities through prospecting, referral partners, investment sales brokers, and existing client relationships
• Analyze borrower financials, rent rolls, T-12s, and property operating statements to assess deal feasibility
• Underwrite transactions, including DSCR, LTV, debt yield, and cash flow analysis
• Structure financing solutions across the capital stack: senior debt, bridge, construction, mezzanine, and preferred equity
• Prepare financing packages and loan submission memorandums for lendersSource and negotiate terms with banks, credit unions, debt funds, CMBS, agency (Fannie/Freddie), life companies, and private lenders
• Compare term sheets and advise clients on rate, leverage, prepayment, and recourse tradeoffs
• Manage the loan process from application through closing, coordinating with appraisers, attorneys, title, escrow, and third-party reports
• Maintain an active pipeline and keep deal activity current in the CRM
• Build and maintain a network of lender and capital market relationships
• Stay current on rate environment, lender appetite, and CRE market trends
• Ensure all activity complies with DRE and NMLS regulatory requirements

Qualifications

• 2+ years of experience in commercial mortgage brokerage, commercial lending, CRE debt, or related underwriting/credit roles
• Active California DRE license (salesperson or broker), or the ability to obtain one quickly
• NMLS license, or willingness to obtain one
• Strong command of commercial underwriting metrics (DSCR, LTV, debt yield, cap rates)
• Proficiency in Excel and financial modeling
• Excellent written and verbal communication skills, with the ability to explain complex financing to clients
• Self-motivated, organized, and comfortable managing multiple deals at once

Preferred

• Established lender relationships and/or an existing client book
• Experience with agency, CMBS, bridge, or construction financing
• Background in banking, credit, or capital markets
• Familiarity with the Southern California CRE market
• Experience using a CRM to manage pipeline