Underwriter & Originations Manager

LBC Mortgage; California (MO); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Competitive base salary + performance-based compensation

Opportunity for career growth

Collaborative team environment

Job summary

LBC Mortgage, located in California, MO, is seeking an experienced professional for their underwriting team. The ideal candidate will have over 4 years of experience in commercial real estate finance, focusing on underwriting and deal origination.

This role offers competitive compensation and the opportunity to work on high-value commercial transactions, with a strong emphasis on career growth within a collaborative and entrepreneurial team.

Qualifications

• 4+ years of experience in commercial real estate underwriting, investment analysis, or mortgage banking.
• Strong understanding of commercial lending structures.
• Experience sourcing and negotiating commercial deals.

Responsibilities

• Underwrite commercial real estate transactions across various asset classes.
• Analyze borrower financials and market data.
• Originate new commercial lending opportunities.

Skills

Commercial real estate underwriting

Financial analysis

Negotiation

Advanced Excel skills

Relationship management

Job description

About Us

We are a growing commercial real estate lending and investment company focused on structuring and closing high-value commercial deals across multiple asset classes. We are looking for a highly analytical and relationship-driven professional who can combine strong underwriting expertise with business development and deal origination skills.

Role Overview

This role is ideal for someone who understands commercial real estate finance end-to-end — from sourcing opportunities and underwriting deals to structuring transactions and managing closings.

Responsibilities

• Underwrite commercial real estate transactions across multiple asset classes including multifamily, office, retail, industrial, hospitality, and mixed-use
• Analyze borrower financials, rent rolls, operating statements, tax returns, and market data
• Build and review financial models, cash flow projections, and valuation analyses
• Structure loan terms and investment scenarios based on risk assessment and deal strategy
• Source and originate new commercial lending opportunities through brokers, borrowers, investors, and industry relationships
• Manage deal flow from initial screening through closing
• Coordinate due diligence, legal documentation, title, third-party reports, and closing requirements
• Present investment and lending recommendations to leadership
• Maintain relationships with lenders, brokers, borrowers, and capital partners
• Monitor market trends and identify strategic lending and investment opportunities

Requirements

• 4+ years of experience in commercial real estate underwriting, investment analysis, mortgage banking, acquisitions, or loan origination
• Strong understanding of commercial lending structures and CRE financial analysis
• Experience underwriting income-producing properties and evaluating investment opportunities
• Proven ability to source, negotiate, or originate commercial deals
• Experience working with banks, private lenders, debt funds, bridge loans, agency financing, or institutional capital
• Advanced Excel and financial modeling skills
• Strong communication and negotiation abilities
• Ability to thrive in a fast-paced, entrepreneurial environment

Preferred Background

• Commercial mortgage banking
• CRE acquisitions or investment analysis
• Loan origination and capital markets
• Debt/equity structuringInstitutional or private real estate lending

What We Offer

• Competitive base salary + performance-based compensation
• Opportunity to work on high-value commercial transactions
• Career growth within an expanding real estate finance platform
• High exposure to acquisitions, underwriting, and capital markets
• Collaborative and entrepreneurial team environment