Loan Officer

Cornerstone Capital Bank; Fayetteville (NC); On-site; USD 50,000 - 80,000; Full time

Benefits offered by this job

Competitive salary

Full benefits package

Bonus potential

Job summary

Cornerstone is seeking an experienced Licensed Loan Officer to join a tight-knit mortgage team focused on accurate, timely closings and exceptional customer service.

You will develop customer relationships, promote loan products, and ensure compliance while negotiating rates and guiding borrowers through the process.

Qualifications

• Must be licensed (or able to obtain license within 60 days) in relevant states.
• 2+ years of experience in the mortgage industry, residential loan process.
• Bachelor’s degree or equivalent preferred.

Responsibilities

• Provide excellent customer service.
• Manage client relationships and identify client service and sales needs.
• Respond to customer inquiries and referrals generated from contacts.
• Conduct interviews with prospective borrowers to analyze financial and credit data.
• Marketing, promoting, and selling company’s loan products.
• Negotiate rates and terms.
• Define and manage customer loan process expectations.
• Monitor and manage workflow to ensure timely closing.
• Maintain product knowledge and stay up to date on market changes.
• Comply with all applicable laws and regulations related to residential mortgage lending.

Skills

Communication skills

Time management

Organization

Problem solving

Analytical skills

Education

Bachelor's degree

Job description

Description

We are looking for an experienced Licensed Loan Officer who will bring enthusiasm, attention to detail, and a servant heart to our team of top‑tier mortgage professionals. This professional will work in a tight‑knit, goal‑oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process. The Licensed Loan Officer’s primary function is the promotion and sale of company loan products and services to potential customers.

What You’ll Do

• Provide excellent customer service
• Manage client relationships and identify client service and sales needs
• Respond to customer inquiries and referrals that are generated from your contacts
• Conduct interviews with prospective borrowers in order to analyze financial and credit data
• Marketing, promoting, and selling company’s loan products
• Negotiate rates and terms
• Define and manage customer loan process expectations
• Monitor and manage workflow to ensure timely closing
• Maintain product knowledge and stay up to date on changes to market conditions
• Comply with all applicable laws and regulations released to residential mortgage lending

What You’ll Need To Be Successful

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you’ll need the following qualifications:

• Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment –or– Bachelor’s degree or equivalent preferred
• Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which you perform licensee activities
• Excellent communication skills required
• Strong organizational, problem‑solving, and analytical skills required

What We Offer

Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a potential for a performance‑based bonus dependent upon position/department.

What To Do Next

If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you’re part of our Cornerstone family, we’ll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there’s something special about working at Cornerstone.