Loan Officer

Cornerstone Capital; Fayetteville (NC); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Competitive salary

Full benefits package

Performance-based bonus

Job summary

Cornerstone Capital is seeking an experienced Licensed Loan Officer in Fayetteville, North Carolina. The ideal candidate will excel in customer service and possess strong communication and analytical skills. Responsibilities include managing client relationships, conducting borrower interviews, and ensuring timely loan closings.

Qualifications include a minimum of two years mortgage industry experience or a Bachelor’s degree. This position offers a competitive salary, full benefits, and a performance-based bonus.

Qualifications

• Minimum 2 years of experience in the mortgage industry with understanding of residential mortgage loan process.
• Must be appropriately licensed by the applicable regulator.
• Strong organizational, problem-solving, and analytical skills required.

Responsibilities

• Provide excellent customer service.
• Manage client relationships and identify service needs.
• Conduct interviews with prospective borrowers.
• Marketing and selling loan products.
• Ensure timely loan closing.

Skills

Customer service

Client relationship management

Analytical skills

Communication skills

Organizational skills

Education

Bachelor’s degree or equivalent

Job description

We are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process. The Licensed Loan Officer’s primary function is the promotion and sale of Company loan products and services to potential customers.

What you’ll do:

• Provide excellent customer service
• Manage client relationships and identify client service and sales needs
• Respond to customer inquiries and referrals that are generated from your contacts
• Conduct interviews with prospective borrowers in order to analyze financial and credit data
• Marketing, promoting, and selling Company’s loan products
• Negotiate rates and terms
• Define and manage customer loan process expectations
• Monitor and manage workflow to ensure timely closing
• Maintain product knowledge and stay up to date on changes to market conditions
• Comply with all applicable laws and regulations released to residential mortgage lending

What you’ll need to be successful:

• Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor’s degree or equivalent preferred
• Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
• Excellent communication skills required
• Strong organizational, problem-solving, and analytical skills required

What we offer:

Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a potential for a performance-based bonus dependent upon position/department.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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