Loan Officer

Cornerstone Capital; Spokane (WA); On-site; USD 36,000 - 200,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401K

Job summary

Cornerstone Capital is seeking an experienced Licensed Loan Officer in Spokane, WA to join a tight-knit mortgage team. You will promote and sell loan products, deliver exceptional service, manage client relationships, and ensure timely closings.

Required: at least 2 years in mortgage lending or a BA/equivalent, and licensing or the ability to obtain licensure within 60 days. Excellent communication and organizational skills are essential.

Qualifications

• Strong communication skills are required.
• Excellent time management and organizational abilities are essential.
• Analytical skills and problem-solving are important for evaluating loan data and processes.

Responsibilities

• Provide excellent customer service
• Manage client relationships and identify client service and sales needs
• Respond to customer inquiries and referrals
• Conduct interviews with prospective borrowers to analyze financial data
• Marketing, promoting, and selling Company’s loan products
• Negotiating rates and terms
• Define and manage customer loan process expectations
• Monitor and manage workflow to ensure timely closing
• Maintain product knowledge and stay up to date on market changes
• Comply with residential mortgage lending laws and regulations

Skills

Communication skills

Time management

Organizational skills

Analytical skills

Problem-solving

Education

Bachelor's degree or equivalent

Job description

• Pay or shift range: $35,630 USD to $200,000 USD
  The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

Description

We are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process. The Licensed Loan Officer’s primary function is the promotion and sale of Company loan products and services to potential customers.

What you’ll do:

• Provide excellent customer service
• Manage client relationships and identify client service and sales needs
• Respond to customer inquiries and referrals that are generated from your contacts
• Conduct interviews with prospective borrowers in order to analyze financial and credit data
• Marketing, promoting, and selling Company’s loan products
• Negotiating rates and terms
• Define and manage customer loan process expectations
• Monitor and manage workflow to ensure timely closing
• Maintain product knowledge and stay up to date on changes to market conditions
• Comply with all applicable laws and regulations released to residential mortgage lending

What you’ll need to be successful:

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you’ll need the following qualifications:

• Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor’s degree or equivalent preferred
• Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
• Excellent communication skills required
• Strong organizational, problem-solving, and analytical skills required

What we offer:

Because we recognize and reward hard work, we offer a competitive salary, Medical, Dental, Vision, , Accidental Death, Long-Term Disability, Short-Term Disability, FSA, HSA, 401K, Basic Life, Voluntary Life, and Paid Parental Leave benefits, as well as the opportunity for a performance based bonus based on position and department.

What to do next:

If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.