Loan Officer

Cornerstone-Capital-Bank; Illinois; On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Competitive salary

Full benefits package

Performance-based bonus potential

Job summary

Cornerstone-Capital-Bank is seeking an experienced Licensed Loan Officer to join a collaborative team of mortgage professionals in Illinois. The role focuses on promoting and selling loan products, ensuring accurate and timely closings, and delivering outstanding customer service to borrowers and referral partners.

The ideal candidate has at least 2 years in mortgage lending, is licensed (or able to obtain licensure within 60 days), and possesses strong communication, organization, and

Qualifications

• Excellent communication and interpersonal skills are required.
• Strong organizational, problem-solving, and analytical abilities.
• Experience with residential mortgage processes is preferred.
• Licensed or able to obtain licensure within 60 days in applicable states.

Responsibilities

• Provide excellent customer service to borrowers and referral partners.
• Manage client relationships and identify service and sales needs.
• Respond to inquiries from contacts and referrals.
• Interview borrowers to analyze financial and credit data.
• Promote and sell loan products and services.
• Negotiate rates and terms.
• Define and manage customer loan process expectations.
• Monitor workflow to ensure timely closings.
• Maintain up-to-date product knowledge and market conditions.
• Comply with laws and regulations for residential mortgage lending.

Skills

Communication skills

Organizational skills

Analytical skills

Education

Bachelor’s degree or equivalent

Job description

We are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process. The Licensed Loan Officer’s primary function is the promotion and sale of Company loan products and services to potential customers.

What you’ll do:

• Provide excellent customer service
• Manage client relationships and identify client service and sales needs
• Respond to customer inquiries and referrals that are generated from your contacts
• Conduct interviews with prospective borrowers in order to analyze financial and credit data
• Marketing, promoting, and selling Company’s loan products
• Negotiate rates and terms
• Define and manage customer loan process expectations
• Monitor and manage workflow to ensure timely closing
• Maintain product knowledge and stay up to date on changes to market conditions
• Comply with all applicable laws and regulations released to residential mortgage lending

What you’ll need to be successful:

• Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor’s degree or equivalent preferred
• Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
• Excellent communication skills required
• Strong organizational, problem-solving, and analytical skills required

What we offer:

• Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a potential for a performance-based bonus dependent upon position/department.

Qualifications

Skills

Behaviors

Motivations

Education

Experience

Licenses & Certifications

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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