Loan Officer

West Capital Lending; Dearborn (MI); Hybrid; USD 50,000 - 80,000; Full time

Benefits offered by this job

Competitive commission structure

Flexible schedule

Growth opportunities

Job summary

West Capital Lending is seeking a motivated Loan Officer to join our team in Dearborn, MI. This on-site/hybrid position focuses on originating residential mortgage loans, including Conventional, FHA, and VA products. The ideal candidate has strong knowledge of mortgage products, excellent communication skills, and is self-driven. We offer a competitive commission structure, marketing support, and growth opportunities in a dynamic environment.

Qualifications

• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of conventional, FHA, VA, and Non-QM mortgage products.
• Ability to work independently in a hybrid environment.

Responsibilities

• Originate residential mortgage loans including Conventional, FHA, and VA.
• Build and maintain relationships with clients and referral partners.
• Guide borrowers through the loan application process.

Skills

Customer-focused

Relationship building

Communication skills

Knowledge of mortgage products

Education

Active Loan Originator license (NMLS)

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is an on-site/hybrid position, with a primary focus on serving clients in Dearborn, MI. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

Benefits

• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization