Loan Officer

E Mortgage Capital, Inc. NMLS# 1416824; Woodbury (CT); On-site; USD 60,000 - 90,000; Full time

Job summary

E Mortgage Capital, Inc. NMLS# 1416824 in Woodbury, CT is seeking a full-time Loan Officer to originate residential mortgage loans, review financials, and guide clients through the application and approval process.

You will coordinate with underwriting and processing teams, ensure regulatory compliance, and nurture strong relationships with real estate partners. The role emphasizes high-quality customer service, market awareness, and accurate guidance on loan products to help clients move

Qualifications

• Experience as a Loan Officer with residential mortgage products.
• Ability to analyze income, assets, credit, and DTI.
• Familiarity with underwriting principles and collaboration with underwriting teams.
• Strong customer service with clear communication and long-term relationships.
• Proven loan origination skills and ability to close loans in compliance with regulations.
• Active mortgage loan originator license and good standing with NMLS.
• Knowledge of mortgage regulations and Equal Housing Opportunity laws.
• Proficiency with loan origination systems and basic office software.
• Broker or retail mortgage experience preferred.

Responsibilities

• Originate residential mortgage loans and gather initial documentation.
• Coordinate with underwriting and processing teams throughout the file.
• Ensure compliance with lending regulations and company policies.
• Maintain relationships with real estate partners and referral sources.
• Manage a loan pipeline from inquiry to closing and monitor market trends.

Skills

Loan origination

Customer service

Pipeline management

Communication

Tools

LOS software

Job description

Company Description

E Mortgage Capital, Inc. NMLS# 1416824 is a mortgage brokerage firm dedicated to making home financing a clear, supportive, and empowering experience. The organization operates with the philosophy that “Mortgages are what we do, not who we are,” focusing on purposeful guidance over high-pressure sales. Believing that brokers offer better options, E Mortgage Capital provides clients with competitive rates, a broader range of loan solutions, and strong advocacy throughout the process. The team is committed to simplifying the mortgage journey, building long-term relationships, and helping individuals and families move forward with confidence. E Mortgage Capital is an Equal Housing Opportunity provider and adheres to all relevant regulatory standards.

Role Description

This full-time, on-site Loan Officer role is based in Woodbury, CT. The Loan Officer will work directly with clients to assess their financing needs, explain loan products, and guide them through the mortgage application and approval process. Daily responsibilities include originating residential mortgage loans, gathering and reviewing financial documentation, coordinating with underwriting and processing teams, and ensuring compliance with lending regulations and company policies. The role involves providing consistent, high-quality customer service, maintaining strong relationships with real estate partners and other referral sources, and managing a pipeline of loans from initial inquiry through closing. The Loan Officer will also stay informed about market trends, interest rates, and lending guidelines to provide accurate, timely information to clients.

Qualifications

• Demonstrated experience as a Loan Officer with strong knowledge of residential mortgage products and lending practices.
• Solid foundation in Finance, including the ability to analyze income, assets, credit reports, and debt-to-income ratios.
• Familiarity with Underwriting principles and requirements, and the ability to collaborate effectively with underwriting teams.
• Strong Customer Service skills, with a focus on clear communication, empathy, and building long-term client relationships.
• Proven Loan Origination skills, including prospecting, pipeline management, and closing loans in compliance with regulations.
• Active mortgage loan originator license (as required by state and federal regulations), and good standing with NMLS.
• Knowledge of current mortgage regulations, Equal Housing Opportunity laws, and relevant state requirements.
• Proficiency with loan origination systems and basic office software; strong organizational and time-management skills.
• Previous experience in a broker environment or retail mortgage setting is preferred.