Loan Officer

Rapid Home Lending; Commerce (CA); On-site; USD 60,000 - 90,000; Full time

Job summary

Rapid Home Lending seeks a full-time Loan Officer in Commerce, MI to manage end-to-end loan origination, from initial consultation to closing. You will assess client needs, gather financials, and coordinate with underwriting to deliver suitable loan solutions. Strong communication and compliance awareness are essential.

Join a team focused on personalized service, regulatory adherence, and efficient loan processing while building long-term client relationships and a robust referral network.

Qualifications

• Experience in loan origination and working as a Loan Officer with residential mortgage knowledge.
• Knowledge of finance principles and mortgage lending practices, including income and credit evaluation.
• Familiarity with underwriting requirements and documentation standards for compliant files.
• Strong customer service, ability to build trust and explain terms clearly.
• Experience with loan origination systems and maintaining organized pipelines.
• Excellent communication and problem-solving skills; detail-oriented with follow-through.
• NMLS license preferred or ability to obtain; state licensing required.
• Education: high school diploma; finance or business degree beneficial.

Responsibilities

• Meet with clients to understand financial goals and gather documentation.
• Manage end-to-end loan origination from consultation to closing.
• Explain loan terms and requirements to clients and partners.
• Ensure files meet regulatory and company guidelines and timelines.

Skills

Loan origination

Mortgage lending

Customer service

Communication

Underwriting knowledge

Documentation & compliance

Loan origination systems

Problem solving

Education

High school diploma

Finance/business degree preferred

Tools

Loan origination systems

Job description

Company Description

Rapid Home Lending, part of Rapid Mortgage Funding, is dedicated to providing clients with high-quality mortgage and financial services at competitive rates. The team of experienced mortgage professionals works one-on-one with clients to tailor loan solutions that fit a wide range of needs, including home purchases, refinancing, and debt consolidation. The company focuses on building long-term relationships through personalized service, secure handling of client information, and strong community trust. Rapid Mortgage Funding is licensed in multiple states across the U.S. and is committed to maintaining compliance and professionalism in every interaction. Mortgage professionals here value accessibility and encourage clients to connect by phone or through online tools to explore loan options.

Role Description

The Loan Officer role at Rapid Home Lending is a full-time, on-site position based in Commerce, MI. In this role, the Loan Officer will meet with clients to understand their financial goals, gather and analyze financial documentation, and recommend appropriate loan products and programs. The Loan Officer will manage the end-to-end loan origination process, including initial consultation, application completion, pre-qualification, and coordination with underwriting and processing teams. Day-to-day responsibilities include maintaining clear communication with clients and business partners, explaining loan terms and requirements, ensuring files meet regulatory and company guidelines, and moving loans efficiently from application to closing. The Loan Officer is expected to build and maintain a pipeline of clients through referrals, community networking, and proactive follow-up, while consistently delivering professional, client-centered service.

Qualifications

• Experience in loan origination and working as a Loan Officer, with a strong understanding of residential mortgage products.
• Knowledge of finance principles and mortgage lending practices, including income, asset, and credit evaluation.
• Familiarity with underwriting requirements and documentation standards to support accurate and compliant loan files.
• Strong customer service skills, with the ability to build trust, explain complex information clearly, and manage client expectations.
• Ability to work with loan origination systems and related technology, and maintain organized and timely loan pipelines.
• Excellent communication, interpersonal, and problem-solving skills; detail-oriented with strong follow-through.
• Prior experience in mortgage lending or banking preferred; NMLS license and state‑specific licensing required or ability to obtain.
• High school diploma required; associate or bachelor’s degree in finance, business, or a related field is beneficial.