Loan Negotiator

The JG Wentworth Company; Northern (KY); Hybrid; USD 52,000 - 76,000; Full time

Benefits offered by this job

Medical benefits

401K with match

Hybrid or remote schedule

15 days PTO

Paid holidays

On-site gym

Gym reimbursement

Bonuses available

Job summary

The J.G. Wentworth Company is seeking a Loan Negotiator in Chesterbrook, PA for a hybrid schedule. You will negotiate settlements, consult with clients on loan benefits, and manage a book of clients through loan approval to graduation from the debt settlement program.

Strong sales, customer service and organizational skills are essential. The role requires a bachelor's degree or equivalent, excellent communication, and a proactive, team-oriented mindset in a fast-paced environment.

Qualifications

• Bachelor's degree or equivalent work experience.
• Clear communication, both verbal and written.
• Strong multitasking, time management and organization.
• Excel proficiency and CRM adaptability.
• Thrives in a fast-paced environment.
• Strong problem solving and teamwork.

Responsibilities

• Meet and exceed production targets for loan originations, settlements and program fees.
• Manage a book of clients through loan approval, funding and graduation.
• Maintain high conversions through the lending pipeline.
• Use phone, email, and text to communicate transparently with clients.
• Negotiate lump-sum settlements on behalf of clients.
• Submit payoff details to lenders for package terms.
• Finalize settlements and payouts to prepare clients for graduation.

Skills

Clear communication

Multitasking

Time management

Organizational skills

Problem solving

Team player

Coachable

Positive attitude

Education

Bachelor's degree or equivalent work experience

Tools

Excel

CRM software

Job description

Overview

Loan Negotiator

Location: Chesterbrook, PA- hybrid schedule

JG Wentworth partners with lenders who specialize in consolidation loans for debt settlement clients looking to accelerate the settlement and payoff of their enrolled debt. Once approved, the Loan Negotiator plays an extremely important role in this process by negotiating settlements on any outstanding debt and consulting with clients on the benefits of the loan and graduation from the program. This unique role requires excellent sales, customer service and organizational skills.

Responsibilities

• Meet and exceed production targets for loan originations, settlements and program fees.
• Manage a book of clients and their debts through loan approval, funding and graduation from the debt settlement program.
• Maintain exceptional conversions through the lending pipeline for all applicable metrics.
• Use phone, email, and text to communicate a transparent process and help identify the best solution for each client.
• Negotiate lump sum settlements on behalf of our clients, leveraging loan funds for more favorable results.
• Submit program payoff details so lender can package and present loan terms to the client.
• Finalize all settlement and program payouts to prepare clients for program graduation.

Qualifications

• Bachelors degree or equivalent work experience
• Ability to communicate clearly and professionally both verbally and in writing
• Strong multitasking, time management, and organizational skills – attention to detail!
• Microsoft Excel proficient and CRM adaptable
• Ability to thrive in a fast-paced environment
• Problem solving skills – ability to utilize creative thinking to solve problems
• A team player with strong work ethic
• Positive attitude and coachable

The skills mentioned above only describe the essential job functions and are not intended to be a complete list of all duties and responsibilities. All job functions must be performed in accordance with The J.G. Wentworth Company policies and procedures.

Benefits:

• Full Medical/Vision/Dental Benefits
• 401K with Company Match
• Flexible Hybrid or Remote Schedule
• 15 Days PTO
• Paid Holidays
• An Unmatched Company Culture
• On-Site Gym & Gym Membership Reimbursement
• Monthly, Quarterly and Annual Bonuses
• Employee Referral Bonuses
• Public Transportation Discounts
• Company Happy Hours
• Business Casual Dress Code

Start building your career with J.G. Wentworth today!

J.G. Wentworth is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

This policy applies to all employment practiceswithin our organization, including hiring, recruiting, promotion, termination,layoff, recall, leave of absence, compensation, benefits, training, andapprenticeship. J.G. Wentworth makes hiring decisions based solely onqualifications, merit, and business needs at the time.

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