Loan Negotiator

J.G. Wentworth Company; King of Prussia (PA); Hybrid; USD 42,000 - 60,000; Full time

Benefits offered by this job

Medical Benefits

Vision Benefits

Dental Benefits

401K Match

Hybrid Schedule

PTO 15 days

Paid Holidays

Culture

Gym Membership

Bonuses

Referral Bonuses

Transit Discounts

Happy Hours

Casual Dress Code

Job summary

J.G. Wentworth Company in Chesterbrook, PA, offering a hybrid schedule, seeks a Loan Negotiator to advance debt settlement cases by negotiating settlements and guiding clients through the program.

The ideal candidate combines strong sales and customer service with excellent organizational skills, proficiency in Excel and CRM, and a collaborative, coachable mindset to thrive in a fast-paced environment.

Qualifications

• Bachelor's degree or equivalent work experience.
• Strong communication, both verbal and written.
• Excellent time management and organizational skills.
• Proficiency in Excel and CRM systems.
• Thrives in a fast-paced environment.
• Problem solving with creative thinking.
• Team player with strong work ethic.
• Positive attitude and coachable.

Responsibilities

• Meet and exceed production targets for loan originations and settlements.
• Manage a book of clients through loan approval and graduation.
• Maintain high conversions through the lending pipeline.
• Communicate via phone, email, and text to explain processes.
• Negotiate lump-sum settlements on behalf of clients.
• Submit payoff details to lenders.
• Finalize settlements and payouts for graduation.

Skills

Bachelor's degree

Clear communication

Multitasking

Excel proficiency

CRM experience

Fast-paced environment

Problem solving

Team player

Positive attitude

Education

Bachelor's degree or equivalent

Tools

Microsoft Excel

CRM software

Job description

Overview

Loan Negotiator

Location: Chesterbrook, PA- hybrid schedule

JG Wentworth partners with lenders who specialize in consolidation loans for debt settlement clients looking to accelerate the settlement and payoff of their enrolled debt. Once approved, the Loan Negotiator plays an extremely important role in this process by negotiating settlements on any outstanding debt and consulting with clients on the benefits of the loan and graduation from the program. This unique role requires excellent sales, customer service and organizational skills.

Responsibilities

• Meet and exceed production targets for loan originations, settlements and program fees.
• Manage a book of clients and their debts through loan approval, funding and graduation from the debt settlement program.
• Maintain exceptional conversions through the lending pipeline for all applicable metrics.
• Use phone, email, and text to communicate a transparent process and help identify the best solution for each client.
• Negotiate lump sum settlements on behalf of our clients, leveraging loan funds for more favorable results.
• Submit program payoff details so lender can package and present loan terms to the client.
• Finalize all settlement and program payouts to prepare clients for program graduation.

Qualifications

• Bachelors degree or equivalent work experience
• Ability to communicate clearly and professionally both verbally and in writing
• Strong multitasking, time management, and organizational skills – attention to detail!
• Microsoft Excel proficient and CRM adaptable
• Ability to thrive in a fast-paced environment
• Problem solving skills – ability to utilize creative thinking to solve problems
• A team player with strong work ethic
• Positive attitude and coachable

The skills mentioned above only describe the essential job functions and are not intended to be a complete list of all duties and responsibilities. All job functions must be performed in accordance with The J.G. Wentworth Company policies and procedures.

Benefits

• Full Medical/Vision/Dental Benefits
• 401K with Company Match
• Flexible Hybrid or Remote Schedule
• 15 Days PTO
• Paid Holidays
• An Unmatched Company Culture
• On-Site Gym & Gym Membership Reimbursement
• Monthly, Quarterly and Annual Bonuses
• Employee Referral Bonuses
• Public Transportation Discounts
• Company Happy Hours
• Business Casual Dress Code

J.G. Wentworth is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

This policy applies to all employment practiceswithin our organization, including hiring, recruiting, promotion, termination,layoff, recall, leave of absence, compensation, benefits, training, andapprenticeship. J.G. Wentworth makes hiring decisions based solely onqualifications, merit, and business needs at the time.

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