Loan Analyst II

Center Street Lending; California (MO); On-site; USD 60,000 - 70,000; Full time

Benefits offered by this job

Paid time off

401k plan

Company events

Job summary

Center Street Lending in the United States is seeking a detail-oriented Loan Analyst II to join our mortgage team. This entry-level role supports the processing group by assisting in preparing, organizing, and reviewing loan files to ensure smooth closings and timely funding.

Ideal candidates are organized, proactive, and eager to grow within the mortgage industry; responsibilities include collecting borrower documents, uploading to LOS, coordinating third-party services, and assisting in

Qualifications

• 1-3 yrs. experience in Sales Operations, Customer Service, and Related Support Areas.
• 1-2 yrs. in Real Estate Sales/Finance or related field.
• Team Player/Growth Mindset.
• Excellent communication and customer service.
• Advanced analytical skills to identify trends and activities.
• Knowledge and experience with MS Office applications.
• Excellent time management in a high-paced environment.
• Strong problem-solving and judgment with complex data.
• Excellent verbal and written communication skills.
• Preferred experience with Encompass and Salesforce.
• Training and mentorship from experienced processors and loan originators.
• Clear path to promotion into full Processor role.
• Licensing and continuing education support available.

Responsibilities

• Assist in collecting and verifying borrower documentation.
• Review and validate loan files against company guidelines and submission requirements.
• Organize and upload documents into the loan origination system (LOS).
• Order third-party services such as appraisals, title work, and insurance as directed by the Processor.
• Track and follow up on outstanding conditions required for underwriting.
• Communicate with borrowers, loan originators, and third-party vendors to obtain necessary documentation.
• Maintain accurate records and ensure compliance with company and investor guidelines.
• Support both the Loan Originator and Processor in preparing files for underwriting and closing.
• Monitor pipeline status and update internal systems accordingly.

Skills

Customer service

Analytical thinking

Team player

Communication skills

Problem-solving

Time management

Attention to detail

Tools

Encompass

Salesforce

MS Office

Job description

Reports To: Director of Loan Submissions

Center Street Lending is one of the largest lenders for residential transition (fix/flip) and ground up loans for residential investors. Since its founding in 2010, Center Street has originated over $6.5 billion of fix/flip, ground-up, bridge and multi-family loans across 40 states. Center Street Lending provides expert guidance, fast approvals, speedy funding, and personalized in-house service that helps it retain one of the highest customer satisfaction ratings in the industry with 4.8/5.0 google stars. We provide tailored financial solutions designed to meet the unique needs of real estate developers and residential investors.

Center Street Lending is proud to be a registered “Great Place to Work”, listed on the 2025 #Inc 5000 list of fastest growing companies and featured in Scotsman Guide’s Top Lenders publication since 2023.

Website: www.centerstreetlending.com

Position Summary:

We are seeking a detail-oriented and motivated Loan Analyst II to join our dynamic mortgage team. This entry-level role supports the processing team by assisting in the preparation, organization, and review of loan files to ensure smooth and timely closings. Ideal candidates are organized, proactive, and eager to grow within the mortgage industry.

Duties and Responsibilities:

• Assist in collecting and verifying borrower documentation
• Review and validate loan files against company guidelines and submission requirements
• Organize and upload documents into the loan origination system (LOS)
• Order third-party services such as appraisals, title work, and insurance as directed by the Processor
• Track and follow up on outstanding conditions required for underwriting
• Communicate with borrowers, loan originators, and third-party vendors to obtain necessary documentation
• Maintain accurate records and ensure compliance with company and investor guidelines
• Support both the Loan Originator and Processor in preparing files for underwriting and closing
• Monitor pipeline status and update internal systems accordingly

Qualifications:

• 1-3 yrs. experience in Sales Operations, Customer Service, and Related Support Areas
• 1-2 yrs. in Real Estate Sales/Finance or another related field.
• Team Player/Growth Mindset
• Ability to work effectively as a team and provide exceptional communication and customer service
• Advanced analytical skills to identify Sales/Operational trends activities
• Knowledge and Experience with MS Office Applications
• Excellent Time Management Skills with the ability to adjust in a high-paced environment
• Strong problem-solving and judgment skills for working with highly complex data
• Excellent verbal and written communication skills for internal and external purposes
• Preferred experience with Encompass and Salesforce
• Training and mentorship from experienced processors and loan originators
• Clear path to promotion into full Processor role
• Licensing and continuing education support available

Education:

Compensation

• $29 per hour + $50 per file funded bonus
• Paid time off/401k plan/Company Events