LIO Specialty, Underwriter - Construction

Blogs; Conshohocken (Montgomery County); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

401(k) matching

Flexible time off

Employee assistance program (EAP)

Pet insurance

Job summary

LIO Life is seeking an Underwriter in Conshohocken, PA to support the development of profitable Casualty Construction business within LIO's E&S division. You will work with underwriting, actuarial, and legal teams to manage risk and develop production with wholesale partners.

The role requires collaboration across departments, strong analytical skills, and experience with underwriting systems. This is a full-time position based in an office environment.

Qualifications

• Bachelor's degree is required with strong analytical abilities.
• Insurance coursework or credentials are preferred.
• Ability to collaborate across levels and teams.
• Experience working in a virtual/global environment is desirable.
• Strong written and verbal communication skills are essential.

Responsibilities

• Support brokers and insureds with eligibility, endorsements, billing, and policy information.
• Articulate LIO's underwriting appetite to wholesale partners and prospective accounts.
• Use underwriting systems and AI-powered tools to support risk evaluation.
• Review referrals and loss history to evaluate risk quality and completeness.
• Select, price, quote, and decline new business per guidelines and sound judgment.
• Partner and maintain collaborative relationships to grow profitable business.
• Participate in other projects and duties as assigned.

Skills

Collaboration

Virtual work

Communication

Interpersonal skills

Analytical thinking

Project management

Multi-tasking

MS Office

Education

Bachelor's Degree

AINS/CPCU designation preferred

Tools

Underwriting systems

Job description

Build the Next Generation of Insurance With Us

We’re building a better insurance buying experience where smart, curious people thrive. Innovation isn’t just what we do – it’s how we think, work, and grow together.

We’re a digitally-driven specialty carrier with the heart of a startup and the backing of industry veterans. Our proprietary technology platform lets us move faster, quote smarter, and serve our customers better—and we’re growing fast. But it’s our people who make that possible.

Location: Conshohocken, PA

Job Id:218-ESCON

# of Openings:1

Summary / Objective

The Underwriter supports the development of profitable Casualty Construction business within LIO's E&S (LIO Specialty) division and helpsmaintainrelationships with wholesale partners. Working closely with the Underwriting, Actuarial, Reinsurance, Systems, Claims, and Legal functions, the incumbent supports underwriting aspects of the wholesale relationship — including market visits to present LIO's products and appetite, and the development of production and profitability within an assigned book.

Essential Duties & Functions

Support brokers and insureds with questions related to eligibility, endorsements, billing, and policy information.

• Articulate LIO's product differentiation and underwriting appetite to wholesale partners and prospective accounts.
• Utilize underwriting systems and technology, including AI-powered tools, to support risk evaluation.
• Review referrals and loss history to evaluate risk quality and completeness.
• Utilize dashboards and reporting tools to help track production, losses, and areas of risk.
• Select, price, quote, and decline new business referred by brokers in accordance with company underwriting guidelines and sound underwriting judgment.
• Partner and maintain collaborative business relationships to develop, grow, and underwrite profitable business.
• Participate in other projects and duties as assigned.

LIO LIFE — What We Value

• The Customer Lens -- Prioritizing our relationships, service, and needs of our customers.
• Innovative Thinking -- Fostering an environment that empowers and sustains bold thinking and actions.
• Balance -- Creating an inclusive, diverse, and holistic balance to meet our personal and professional needs.
• Simplicity -- Striving for simplicity in our service, products, and processes.
• Accountability -- Owning our results and learning from them.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Demonstrated ability to collaborate effectively across all levels of the organization, both independently and as part of a team.
• Ability to work in a virtual, global environment, balancing competing priorities while executing with speed and accuracy.
• Demonstrates respect for the diverse skills, personalities, and backgrounds of others at any level in the organization.
• Track record of building strong partnerships and contributing to a culture focused on delivering the best solution for the business.
• Excellent written and verbal communication skills, with the ability to convey complex ideas clearly and effectively.
• Strong interpersonal skills, with the ability to influence, build trust, and maintain productive working relationships.
• Strong analytical and problem-solving skills, with a data-driven approach to decision-making.
• Project management experience, including planning work, managing timelines, and driving execution against objectives.
• Ability to multi-task and thrive in a small-team, entrepreneurial environment characterized by ambiguity and rapid change.
• Proficiency in Microsoft Office applications, including Outlook, Word, and Excel.

Required Education and Experience

• Bachelor's Degree.

Preferred Education and Experience

• Previous insurance coursework.
• Insurance rating experience.

Additional Eligibility Requirements (Certificates, Licenses, Required/Preferred)

• AINS, CPCU, or other insurance designations preferred.

LIO Life — Our Benefits

LIO offers a comprehensive benefits package designed to support your health, financial security, and work-life balance. Benefits are effective on your date of hire.

• Medical, Dental, Vision, and Prescription coverage.
• Health Savings Account (HSA), Flexible Spending Account (FSA), and Dependent Care Assistance Program (DCAP).
• Employer-paid Life & AD&D, Short-Term Disability, and Long-Term Disability.
• Voluntary Life & AD&D insurance.
• 401(k) Retirement Savings plan.
• Flexible Time Off.
• Employee Assistance Program (EAP).
• Voluntary Pet Insurance.
• Career development and growth opportunities.
• This job operates in a professional office environment. This role routinely uses standard office equipment.

Position Type / Expected Hours of Work

This is a full-time position. Expected days and hours of work are Monday through Friday, 8:30 a.m. to 5:00 p.m.

Travel

As needed to develop and maintain relationships with wholesale partners.

EEO Statement

LIO Insurance provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, creed, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.