LIO Specialty, Underwriter - Construction

LIO Insurance; Conshohocken (Montgomery County); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

Prescription coverage

HSA

FSA

DCAP

Employer-paid Life & AD&D

Short-Term Disability

Long-Term Disability

Voluntary Life & AD&D

401(k) Retirement Savings

Flexible Time Off

Employee Assistance Program (EAP)

Voluntary Pet Insurance

Career development opportunities

Job summary

LIO Insurance is seeking an Underwriter to support the development of profitable Casualty Construction business within LIO's E&S (LIO Specialty) division and help maintain relationships with wholesale partners.

Working closely with Underwriting, Actuarial, Reinsurance, Systems, Claims, and Legal functions, the incumbent supports underwriting aspects of the wholesale relationship — including market visits to present LIO's products and appetite, and the development of production and profitability

Qualifications

• Ability to collaborate across all levels of the organization.
• Ability to work in a virtual, global environment with speed and accuracy.
• Respect for diverse skills and backgrounds at all levels.
• Track record of building strong partnerships for business goals.
• Excellent written and verbal communication skills.
• Strong interpersonal skills to influence and build trust.
• Data-driven approach to decision-making.
• Project management experience with timelines and execution.
• Ability to multi-task in a small, entrepreneurial team.

Responsibilities

• Support brokers and insureds with questions related to eligibility, endorsements, billing, and policy information.
• Articulate LIO's product differentiation and underwriting appetite to wholesale partners and prospective accounts.
• Utilize underwriting systems and technology, including AI-powered tools, to support risk evaluation.
• Review referrals and loss history to evaluate risk quality and completeness.
• Utilize dashboards and reporting tools to help track production, losses, and areas of risk.
• Select, price, quote, and decline new business referred by brokers in accordance with company underwriting guidelines and sound underwriting judgment.
• Partner and maintain collaborative business relationships to develop, grow, and underwrite profitable business.
• Participate in other projects and duties as assigned.

Skills

Collaboration

Cross-functional teamwork

Communication skills

Interpersonal skills

Analytical thinking

Project management

Multi-tasking

Adaptability in fast-paced env

Education

Bachelor's Degree

Insurance coursework

AINS/CPCU or designation preferred

Tools

Microsoft Office (Outlook, Word, Excel)

Job description

Summary / Objective The Underwriter supports the development of profitable Casualty Construction business within LIO's E&S (LIO Specialty) division and helps maintain relationships with wholesale partners. Working closely with the Underwriting, Actuarial, Reinsurance, Systems, Claims, and Legal functions, the incumbent supports underwriting aspects of the wholesale relationship — including market visits to present LIO's products and appetite, and the development of production and profitability within an assigned book.

Essential Duties & Functions

• Support brokers and insureds with questions related to eligibility, endorsements, billing, and policy information.
• Articulate LIO's product differentiation and underwriting appetite to wholesale partners and prospective accounts.
• Utilize underwriting systems and technology, including AI-powered tools, to support risk evaluation.
• Review referrals and loss history to evaluate risk quality and completeness.
• Utilize dashboards and reporting tools to help track production, losses, and areas of risk.
• Select, price, quote, and decline new business referred by brokers in accordance with company underwriting guidelines and sound underwriting judgment.
• Partner and maintain collaborative business relationships to develop, grow, and underwrite profitable business.
• Participate in other projects and duties as assigned.

LIO LIFE — What We Value

The Customer Lens -- Prioritizing our relationships, service, and needs of our customers.

Innovative Thinking -- Fostering an environment that empowers and sustains bold thinking and actions.

Balance -- Creating an inclusive, diverse, and holistic balance to meet our personal and professional needs.

Simplicity -- Striving for simplicity in our service, products, and processes.

Accountability -- Owning our results and learning from them.

Qualifications

• Demonstrated ability to collaborate effectively across all levels of the organization, both independently and as part of a team.
• Ability to work in a virtual, global environment, balancing competing priorities while executing with speed and accuracy.
• Demonstrates respect for the diverse skills, personalities, and backgrounds of others at any level in the organization.
• Track record of building strong partnerships and contributing to a culture focused on delivering the best solution for the business.
• Excellent written and verbal communication skills, with the ability to convey complex ideas clearly and effectively.
• Strong interpersonal skills, with the ability to influence, build trust, and maintain productive working relationships.
• Strong analytical and problem-solving skills, with a data-driven approach to decision-making.
• Project management experience, including planning work, managing timelines, and driving execution against objectives.
• Ability to multi-task and thrive in a small-team, entrepreneurial environment characterized by ambiguity and rapid change.
• Proficiency in Microsoft Office applications, including Outlook, Word, and Excel.

Required Education and Experience

• Bachelor's Degree.

Preferred Education and Experience

• Previous insurance coursework.
• Insurance rating experience.

Additional Eligibility Requirements (Certificates, Licenses, Required/Preferred)

• AINS, CPCU, or other insurance designations preferred.

LIO Life — Our Benefits

• Medical, Dental, Vision, and Prescription coverage.
• Health Savings Account (HSA), Flexible Spending Account (FSA), and Dependent Care Assistance Program (DCAP).
• Employer-paid Life & AD&D, Short-Term Disability, and Long-Term Disability.
• Voluntary Life & AD&D insurance.
• 401(k) Retirement Savings plan.
• Flexible Time Off.
• Employee Assistance Program (EAP).
• Voluntary Pet Insurance.
• Career development and growth opportunities.

Work Environment

• This job operates in a professional office environment. This role routinely uses standard office equipment.

Position Type / Expected Hours of Work

This is a full-time position. Expected days and hours of work are Monday through Friday, 8:30 a.m. to 5:00 p.m.

Travel

As needed to develop and maintain relationships with wholesale partners.

EEO Statement

LIO Insurance provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, creed, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.