LIO Specialty, Underwriter

LIO Insurance; Richmond (VA); On-site; USD 64,400 - 107,300; Full time

Benefits offered by this job

Medical

Dental

Vision

Unlimited Time Off

401k

Paid Maternity Leave

Job summary

A leading insurance company in Richmond, Virginia is looking for a talented Underwriter. This position involves developing profitable Casualty Construction business and managing relationships with wholesale partners. Ideal candidates will have strong communication and analytical skills, along with a Bachelor’s Degree. This full-time role offers a comprehensive benefits package including unlimited time off and 401k options, in a professional office environment.

Qualifications

• Demonstrated ability to collaborate effectively across all levels of the organization.
• Excellent written and verbal communication skills.
• Strong analytical and problem-solving skills.
• Ability to operate successfully in a virtual, global environment.
• Proficiency in Microsoft Office applications.

Responsibilities

• Help brokers/insureds with any questions related to eligibility.
• Explain products and how to differentiate in the marketplace.
• Examine documents to ensure completeness.
• Select, price, quote, and decline business as per guidelines.
• Partner with brokers to develop and underwrite profitable business.

Skills

Collaboration

Communication skills

Analytical skills

Project management

Interpersonal skills

Ability to multitask

Education

Bachelor’s Degree

Tools

Microsoft Office

Job description

Join to apply for the LIO Specialty, Underwriter role at LIO Insurance

Base pay range

$64,400.00/yr - $107,300.00/yr

Summary/Objective

The Underwriter will assist with the development of profitable Casualty Construction business and maintain relationships with wholesale partners. The incumbent will utilize and comply with the company’s Underwriting, Actuarial, Reinsurance, Systems, Claims, and Legal functions. The individual will assist with managing underwriting aspects of the wholesale relationship including visitation to present our products and underwriting appetite, develop relationships, productions and profitability.

Responsibilities

• Help brokers/insureds with any questions related to eligibility, endorsements, billing, and policy information.
• Explain our product and how we differentiate ourselves in the marketplace.
• Use technology as an underwriting tool.
• Examine documents such as referrals and loss history to ensure completeness.
• Define and implement key dashboards that track and measure production, losses, and identify areas of risk.
• Select, price, quote, and decline new business referred by brokers in accordance with company underwriting guidelines and application of experienced, sound underwriting judgment.
• Partner and maintain collaborative business relationships to develop, grow, and underwrite profitable business.
• Participate in other projects and duties as assigned.

Values

• The Customer Lens – Prioritizing our relationships, service, and needs of our customers.
• Innovative Thinking – Fostering an environment that empowers and sustains bold thinking and actions.
• Balance – Creating an inclusive, diverse, and holistic balance to meet our personal and professional needs.
• Simplicity – Striving for simplicity in our service, products, and processes.
• Accountability – Owning our results and learning from them.

Qualifications

• Demonstrated ability to collaborate effectively across all levels of the organization, both independently and as part of a high-performing team.
• Proven ability to operate successfully in a virtual, global environment, balancing competing priorities while executing with speed and accuracy.
• Demonstrates respect for and appreciation of diverse perspectives, skills, personalities, and backgrounds, fostering an inclusive and collaborative workplace.
• Track record of building strong partnerships and contributing to a culture focused on delivering optimal business solutions.
• Excellent written and verbal communication skills, with the ability to convey complex ideas clearly and effectively.
• Strong interpersonal skills, with the ability to influence, build trust, and maintain productive working relationships.
• Highly developed analytical and problem-solving skills, with a data-driven approach to decision making.
• Demonstrated project management experience, including planning work, managing timelines, and driving execution against established objectives.
• Ability to multitask and thrive in a small-team, entrepreneurial environment characterized by ambiguity and rapid change.
• Proficiency in Microsoft Office applications, including Outlook, Word, and Excel.

Required Education and Experience

• Bachelor’s Degree.

Preferred Education and Experience

• Previous Insurance coursework.
• Insurance rating experience.

Additional Eligibility Requirements

• AINS, CPCU or other insurance designations.

Benefits

• Medical
• Dental
• Vision
• Basic Life, STD/LTD
• Voluntary Life Insurance
• Unlimited Time Off
• 13 paid holidays.
• 401k
• EAP Resources
• Paid Maternity Leave

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment.

Position Type/Expected Hours of Work

This is a full-time position. Expected days and hours of work are Monday through Friday, 8:30 a.m. to 5 p.m.

Travel

As needed to develop/maintain relationships with wholesale partners.

EEO Statement

LIO Insurance provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, creed, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity, or expression, or any other characteristic protected by federal, state, or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.