LIO Specialty, Sr. Underwriter - General Casualty

LIO Insurance; Conshohocken (Montgomery County); On-site; USD 150,000 - 210,000; Full time

Benefits offered by this job

Medical/Dental/Vision

401(k) Retirement Savings

Flexible Time Off

Career development

Job summary

LIO Life in Conshohocken, PA is seeking an Underwriting Manager to lead the General Casualty underwriting team and drive profitable growth. You will set risk standards, oversee wholesale broker relations, and act as the primary underwriting authority for the group.

Join a team focused on accountability, cross‑functional collaboration, and continuous improvement while guiding strategy with actuarial, claims, and legal partners.

Qualifications

• Experience leading an underwriting team with talent development.
• Deep General Casualty technical expertise and authority.
• Strong analytical skills to interpret loss data and trends.
• Proven ability to grow a profitable book through wholesale relationships.

Responsibilities

• Lead and develop a team of underwriters with coaching and mentorship.
• Oversee underwriting of new and renewal General Casualty business.
• Manage wholesale broker relationships to drive profitability.
• Define dashboards and present risk insights to leadership.

Skills

Underwriting leadership

General Casualty expertise

Portfolio management

Data analysis

Wholesale broker relationships

Leadership & communication

Guideline development

AI analytics tools

Cross-functional collaboration

Education

Bachelor's Degree

Tools

Underwriting systems

AI-driven analytics tools

Microsoft Office

CRM tools

Job description

The Underwriting Manager will lead and oversee the day-to-day operations of the General Casualty underwriting team, driving profitable growth while developing and managing a high-performing group of underwriters. The incumbent will serve as the primary underwriting authority for the team, set standards for risk selection and portfolio quality, and own key wholesale broker relationships. This role is responsible for aligning team performance with company underwriting strategy, fostering a culture of accountability and continuous improvement, and acting as a senior liaison across Underwriting, Actuarial, Reinsurance, Claims, and Legal functions.

Essential Duties & Functions

• Lead, manage, and develop a team of underwriters, providing coaching, performance feedback, and technical mentorship.
• Oversee the underwriting of new and renewal General Casualty business, ensuring consistent application of company guidelines and sound risk judgment across the team.
• Own and manage a complex portfolio of wholesale broker relationships, driving production, profitability, and long-term partnership growth.
• Set and monitor team underwriting authority levels; review and approve referrals and non-standard risks as required.
• Analyze portfolio performance metrics and loss trends; develop and implement corrective action plans to address underperforming segments.
• Partner with leadership to shape underwriting appetite, refine guidelines, and develop product offerings in response to market conditions.
• Lead or participate in broker visits and market presentations to support territory growth and relationship development.
• Leverage AI-powered underwriting tools and data analytics to enhance risk evaluation, improve team decision‑making efficiency, and identify emerging portfolio trends.
• Define and maintain key dashboards tracking production, losses, and risk metrics; present findings and recommendations to senior leadership.
• Collaborate cross‑functionally with Actuarial, Claims, Legal, and Reinsurance to inform underwriting strategy and resolve complex risk issues.
• Support recruiting, onboarding, and retention of underwriting talent in partnership with the People Team.
• Participate in special projects and other duties as assigned.

LIO LIFE — What We Value

• The Customer Lens -- Prioritizing our relationships, service, and needs of our customers.
• Innovative Thinking -- Fostering an environment that empowers and sustains bold thinking and actions.
• Balance -- Creating an inclusive, diverse, and holistic balance to meet our personal and professional needs.
• Simplicity -- Striving for simplicity in our service, products, and processes.
• Accountability -- Owning our results and learning from them.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Demonstrated experience managing or leading an underwriting team, with a track record of developing talent and driving team performance.
• Deep technical expertise in General Casualty lines with the ability to set standards and serve as the team's underwriting authority.
• Strong analytical and portfolio management skills; able to interpret loss data, identify trends, and translate findings into actionable strategy.
• Proven ability to build and sustain senior‑level wholesale broker relationships and grow a profitable book of business.
• Excellent leadership, communication, and influencing skills; able to operate effectively across all levels of the organization.
• Strong business acumen with the ability to balance production goals and underwriting discipline.
• Demonstrated experience contributing to underwriting guideline development, product refinement, or appetite strategy.
• Proficiency in underwriting systems, technology, and AI‑driven analytics tools; advanced Microsoft Office skills.
• Ability to thrive in a fast‑paced, entrepreneurial environment and manage competing priorities across a team.

Required Education And Experience

• Bachelor's Degree.
• 10+ years of underwriting experience in the Property/Casualty industry, with a focus on commercial casualty lines.
• Prior management or team lead experience in an underwriting capacity.
• Demonstrated track record of independently managing and growing a profitable book of business.

Preferred Education And Experience

• Previous specialty or E&S market underwriting experience.
• Experience with wholesale/surplus lines distribution.
• Insurance coursework or continuing education in casualty lines.

Additional Eligibility Requirements (Certificates, Licenses, Required/Preferred)

• AINS, CPCU, AU, or other insurance designations strongly preferred.

LIO Life — Our Benefits

LIO offers a comprehensive benefits package designed to support your health, financial security, and work-life balance. Benefits are effective on your date of hire.

• Medical, Dental, Vision, and Prescription coverage.
• Health Savings Account (HSA), Flexible Spending Account (FSA), and Dependent Care Assistance Program (DCAP).
• Employer-paid Life & AD&D, Short-Term Disability, and Long-Term Disability.
• Voluntary Life & AD&D insurance.
• 401(k) Retirement Savings plan.
• Flexible Time Off.
• Employee Assistance Program (EAP).
• Voluntary Pet Insurance.
• Career development and growth opportunities.

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment.

Position Type / Expected Hours of Work

This is a full‑time position. Expected days and hours of work are Monday through Friday, 8:30 a.m. to 5:00 p.m. This position may require extended hours and occasional weekend work based on business need.

Travel

As needed to develop and maintain relationships with wholesale partners and support team market activity.

EEO Statement

LIO Insurance provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, creed, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.