Life Underwriter: Risk & Policy Expert

The Jackson National Life Insurance Company; Lansing (MI); On-site; USD 65,000 - 90,000; Full time

Job summary

The Jackson National Life Insurance Company in Lansing, Michigan seeks an Underwriter to determine risk classifications using data, research and underwriting philosophy, and to explain decisions to producers and customers. Responsibilities include reviewing reinstatement applications, determining medical/non-medical requirements, and escalating for Compliance when needed.

Excellent communication and analytical skills are essential.

Qualifications

• Bachelor's Degree or equivalent combination of education and/or experience required.
• 1+ years of life underwriting experience required.
• Active pursuit or completion of a LOMA designation preferred.

Responsibilities

• Reviews reinstatement/reissue applications and documentation to evaluate eligibility.
• Determines necessary medical, non-medical, regulatory and compliance requirements.
• Escalates applications to Compliance when further review is required.
• Determines risk classification based on data and underwriting criteria.
• Advises financial professionals and customers about underwriting decisions.
• Supports customers and financial professionals with underwriting service issues.

Skills

Verbal communication

Written communication

Underwriting principles

Data analysis

Team collaboration

Education

Bachelor's Degree or equivalent

Tools

Microsoft Office

Job description

The Jackson National Life Insurance Company in Lansing, Michigan seeks an Underwriter to determine risk classifications using data, research and underwriting philosophy, and to explain decisions to producers and customers. Responsibilities include reviewing reinstatement applications, determining medical/non-medical requirements, and escalating for Compliance when needed.

Excellent communication and analytical skills are essential.