Life and Health Insurance Agent (L&H)

Michelle Linker - State Farm Agency; Garner (NC); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

PTO

Comprehensive major medical insurance

Dental and vision options

Life insurance

Inclusive work environment

Job summary

Gobravvo is seeking a dedicated Life and Health Insurance Agent (L&H) to join our independent contractor team. The role focuses on marketing, selling, and servicing life and health products, including Medicare and supplemental coverage, while building lasting client relationships.

You will analyze clients' needs, explain policy options, and assist with claims and policy changes. You will stay up to date on industry trends and new product offerings to ensure clients receive the most relevant

Qualifications

• Active state life and health insurance license required.
• Recent insurance sales or customer service experience preferred; experience with major carriers is a plus.
• Demonstrated sales skills, especially with life and health insurance products.
• Strong interpersonal and communication abilities.
• Capacity to explain complex insurance products in a clear, understandable manner.
• High attention to detail and excellent organizational skills.

Responsibilities

• Market, sell, and service life and health insurance products to new and existing clients.
• Conduct comprehensive needs analysis to identify optimal insurance solutions.
• Clearly explain policy features, benefits, and exclusions to clients.
• Assist clients with processing claims and making policy changes.
• Develop and maintain lasting client relationships built on trust and transparency.
• Remain informed on current industry trends, regulations, and product offerings.
• Ensure all activities comply with applicable state and federal regulations.

Job description

We are seeking a dedicated Life and Health Insurance Agent (L&H) to join our team. This opportunity is ideal for a motivated individual passionate about providing comprehensive life and health insurance solutions while fostering strong client relationships. As a Life and Health Insurance Agent (L&H), you will play a critical role in helping individuals and families secure their financial future by offering tailored insurance products that meet their unique needs. You will have the chance to leverage your insurance sales expertise and customer service experience in a professional environment that values growth, integrity, and client satisfaction.

In this role, you will be responsible for marketing, selling, and servicing a variety of life and health insurance products, including Medicare and supplemental coverage. Your ability to analyze clients' needs, explain policy options, and ensure compliance with all regulatory requirements will be essential to your success. You'll engage in meaningful conversations with clients, helping them navigate important decisions regarding their health and financial well being. By maintaining up to date knowledge of industry trends and new product offerings, you will ensure clients receive the most relevant and valuable guidance.

The position requires a proactive approach to client interaction, from the initial meeting through ongoing policy management, including assisting with claims and policy changes. You will build and nurture long term trust with clients, ensuring their satisfaction and loyalty. Your expertise in insurance sales, particularly with life and health products, will be instrumental in driving business growth and achieving your income goals.

The company provides a supportive work environment, offering competitive compensation, including base salary and commission, as well as a comprehensive benefits package. You will benefit from opportunities for career advancement, continuous learning, and professional development. The agency values its team members and strives to create a positive and inclusive workplace where every contribution is recognized and rewarded.

If you are a licensed professional with a strong background in insurance sales and customer service, and you are looking to make a meaningful impact in people's lives, this role offers a rewarding path forward. Join us and become an integral part of a team dedicated to excellence in client service and community support.

Life and Health Insurance Agent (L&H) - Summary

• Provide expert advice and solutions for life and health insurance needs, including Medicare policies.
• Utilize sales experience to build and maintain a strong client base.
• Engage clients with value-driven conversations to ensure the best policy matches.
• Support clients through policy selection, claims, and ongoing changes.
• Maintain up to date knowledge of industry products and compliance standards.

Duties & Responsibilities

• Market, sell, and service life and health insurance products to new and existing clients.
• Conduct comprehensive needs analysis to identify optimal insurance solutions.
• Clearly explain policy features, benefits, and exclusions to clients.
• Assist clients with processing claims and making policy changes.
• Develop and maintain lasting client relationships built on trust and transparency.
• Remain informed on current industry trends, regulations, and product offerings.
• Ensure all activities comply with applicable state and federal regulations.

Salary & Benefits

• Base salary plus commission structure to reward performance.
• PTO, including personal, sick, and vacation days.
• Comprehensive major medical insurance, with dental and vision options.
• Life insurance coverage.
• Supportive and inclusive work environment.

Qualifications & Requirements

• Active state life and health insurance license required.
• Recent insurance sales or customer service experience preferred; experience with major insurance carriers is a plus.
• Demonstrated sales skills, especially with life and health insurance products.
• Strong interpersonal and communication abilities.
• Capacity to explain complex insurance products in a clear, understandable manner.
• High attention to detail and excellent organizational skills.
• Proficient with insurance agency management software.

Ideal Candidate Snapshot

• Self-motivated and energetic, thriving in a fast-paced professional environment.
• Driven to provide outstanding customer service and build lasting relationships.
• Committed to continuous professional development and learning.
• Passionate about helping clients achieve security and peace of mind through effective insurance solutions.

Other Relevant Information

• Employees of independent insurance agencies must meet all licensing and training requirements as mandated by law.
• This position is with an independent contractor agent, not with the parent insurance company. Employees are hired and managed directly by the agency owner.
• Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status.

If you are ready to advance your career as a Life and Health Insurance Agent (L&H),