Licensed Mortgage Broker

West Capital Lending; Santa Barbara (CA); On-site; USD 90,000 - 150,000; Full time

Benefits offered by this job

Lead sources

In-house processing support

100% in-house manager backing

Job summary

West Capital Lending seeks a Loan Officer to guide clients through the financing process, assess financial data, and tailor loan solutions while ensuring regulatory compliance.

You will work with a team and leverage in-house processing support, access to 150+ lenders, and multiple lead sources to close loans effectively. This role emphasizes sales, service, and client advisory with strong growth potential.

Qualifications

• Minimum 1 year of experience as a Loan Officer or in financial services.
• Current Loan Officer license (NMLS).
• Strong understanding of loan products, underwriting, and industry compliance.
• Excellent interpersonal and communication skills.
• Ability to assess financial data and determine creditworthiness.
• Proficiency in Microsoft Office Suite and loan processing software.
• Highly organized and detail-oriented with the ability to manage multiple priorities.

Responsibilities

• Assess loan applications by reviewing credit reports, financial documents, and client goals.
• Recommend appropriate loan products based on client eligibility and financial situation.
• Guide clients through the entire loan process, ensuring a smooth and informed experience.
• Verify documentation and ensure compliance with all regulations.
• Collaborate with underwriters, processors, and support teams to drive timely approvals.
• Maintain detailed knowledge of lending guidelines, market conditions, and regulations.
• Build and maintain strong client relationships to ensure satisfaction and referral business.
• Meet and exceed individual and team sales goals.

Skills

Loan processing

NMLS license

Client communication

Microsoft Office

Regulatory compliance

Credit assessment

Tools

Loan processing software

Microsoft Office

Job description

As a Loan Officer at West Capital Lending, you will be instrumental in helping clients secure financing that suits their individual needs. You’ll guide clients through the entire loan process, evaluate financial information, and offer tailored loan solutions while ensuring compliance with all regulations. This role combines sales, service, and strategy—with the tools and support to succeed.

What We Offer

• Leads:Access to20+ lead sources and winning playbook
• Compensation:Take-home commissionup to 275 bpsper closed loan
• Support:Full backing from anin-house managerandin-house processing teamto ensure 100% support throughout the loan process
• Access to 150+ approved lenders, allowing you to deliver highly competitive loan products and tailored solutions for every client

Key Responsibilities

• Assess loan applications by reviewing credit reports, financial documents, and client goals
• Recommend appropriate loan products based on client eligibility and financial situation
• Guide clients through the entire loan process, ensuring a smooth and informed experience
• Verify documentation and ensure compliance with all regulations
• Collaborate with underwriters, processors, and support teams to drive timely approvals
• Maintain detailed knowledge of lending guidelines, market conditions, and regulations
• Build and maintain strong client relationships to ensure satisfaction and referral business
• Meet and exceed individual and team sales goals

Requirements

• Minimum1 year of experienceas a Loan Officer or similar role in financial services
• CurrentLoan Officer license (NMLS)
• Strong understandingofloan products, underwriting, and industry compliance
• Excellent interpersonal and communication skills
• Ability to assess financial data and determine creditworthiness
• Proficiency in Microsoft Office Suite and loan processing software
• Highly organized and detail-oriented with the ability to manage multiple priorities

Equal Opportunity Statement

• West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees."