Loan Officer

West Capital Lending; San Buenaventura (Ventura) (CA); On-site; USD 70,000 - 120,000; Full time

Benefits offered by this job

Access to 50+ live transfers

Commission up to 275 bps per closed loan

Support from in-house manager and processing team

Lender network

Job summary

A financial services company in California is seeking a Loan Officer to help clients secure financing tailored to their needs. Responsibilities include guiding clients through the loan process, recommending loan products, and ensuring compliance with regulations. Candidates should have at least 1 year of experience, an NMLS license, and strong communication skills. This role offers competitive commission based on performance and full support from an in-house team.

Qualifications

• Minimum 1 year of experience as a Loan Officer or similar role in financial services.
• Current Loan Officer license (NMLS).
• Strong understanding of loan products, underwriting, and industry compliance.
• Excellent interpersonal and communication skills.
• Ability to assess financial data and determine creditworthiness.
• Proficiency in Microsoft Office Suite and loan processing software.
• Highly organized and detail-oriented with the ability to manage multiple priorities.

Responsibilities

• Assess loan applications by reviewing credit reports and financial documents.
• Recommend appropriate loan products based on client eligibility.
• Guide clients through the entire loan process.
• Verify documentation and ensure compliance with regulations.
• Collaborate with underwriters, processors, and support teams to drive timely approvals.
• Maintain knowledge of lending guidelines, market conditions, and regulations.
• Build and maintain strong client relationships to ensure satisfaction and referrals.
• Meet and exceed individual and team sales goals.

Skills

Interpersonal skills

Communication skills

Organizational skills

Interpersonal communication

Credit analysis

MS Office

Organizational skills

Tools

Microsoft Office Suite

Loan processing software

Job description

2 days ago Be among the first 25 applicants

Direct message the job poster from West Capital Lending

As a Loan Officer at West Capital Lending, you will be instrumental in helping clients secure financing that suits their individual needs. You’ll guide clients through the entire loan process, evaluate financial information, and offer tailored loan solutions while ensuring compliance with all regulations. This role combines sales, service, and strategy—with the tools and support to succeed.

What We Offer

• Leads: Access to 50+ live transfers and 5+ exclusive leads daily
• Compensation: Take-home commission up to 275 bps per closed loan
• Support: Full backing from an in-house manager and in-house processing team to ensure 100% support throughout the loan process
• Work with 150 different lenders, with access to the top rate sheets from day one

Key Responsibilities

• Assess loan applications by reviewing credit reports, financial documents, and client goals
• Recommend appropriate loan products based on client eligibility and financial situation
• Guide clients through the entire loan process, ensuring a smooth and informed experience
• Verify documentation and ensure compliance with all regulations
• Collaborate with underwriters, processors, and support teams to drive timely approvals
• Maintain detailed knowledge of lending guidelines, market conditions, and regulations
• Build and maintain strong client relationships to ensure satisfaction and referral business
• Meet and exceed individual and team sales goals

Requirements

• Minimum 1 year of experience as a Loan Officer or similar role in financial services
• Current Loan Officer license (NMLS)
• Strong understanding of loan products, underwriting, and industry compliance
• Excellent interpersonal and communication skills
• Ability to assess financial data and determine creditworthiness
• Proficiency in Microsoft Office Suite and loan processing software
• Highly organized and detail-oriented with the ability to manage multiple priorities

Equal Opportunity Statement

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.