Loan Officer

West Capital Lending; Carlsbad (CA); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Full support from an in-house manager and processing team

Job summary

A financial services company in California is seeking a Loan Officer to help clients secure tailored financing solutions. The role involves guiding clients through the loan process, assessing applications, and ensuring compliance with regulations. Ideal candidates should have at least 1 year of experience as a Loan Officer and hold a current Loan Officer license (NMLS). This is a full-time position with support from an in-house team.

Qualifications

• Minimum 1 year of experience as a Loan Officer or similar role in financial services.
• Current Loan Officer license (NMLS).
• Strong understanding of loan products and regulations.

Responsibilities

• Assess loan applications by reviewing credit reports and financial documents.
• Guide clients through the entire loan process and ensure compliance.
• Build and maintain strong client relationships.

Skills

Interpersonal skills

Communication skills

Financial analysis

Organization

Tools

Microsoft Office Suite

Loan processing software

Job description

As a Loan Officer at West Capital Lending, you will be instrumental in helping clients secure financing that suits their individual needs. You’ll guide clients through the entire loan process, evaluate financial information, and offer tailored loan solutions while ensuring compliance with all regulations. This role combines sales, service, and strategy—with the tools and support to succeed.

What We Offer

• Support: Full backing from an in‑house manager and in‑house processing team to ensure 100% support throughout the loan process.

Key Responsibilities

• Assess loan applications by reviewing credit reports, financial documents, and client goals.
• Recommend appropriate loan products based on client eligibility and financial situation.
• Guide clients through the entire loan process, ensuring a smooth and informed experience.
• Verify documentation and ensure compliance with all regulations.
• Collaborate with underwriters, processors, and support teams to drive timely approvals.
• Maintain detailed knowledge of lending guidelines, market conditions, and regulations.
• Build and maintain strong client relationships to ensure satisfaction and referral business.
• Meet and exceed individual and team sales goals.

Requirements

• Minimum 1 year of experience as a Loan Officer or similar role in financial services.
• Current Loan Officer license (NMLS).
• Strong understanding of loan products, underwriting, and industry compliance.
• Excellent interpersonal and communication skills.
• Ability to assess financial data and determine creditworthiness.
• Proficiency in Microsoft Office Suite and loan processing software.
• Highly organized and detail‑oriented with the ability to manage multiple priorities.

Equal Opportunity Statement

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Seniority level

Associate

Employment type

Full‑time

Job function

Finance

Industries

Financial Services, Loan Brokers, and Insurance Agencies and Brokerages