Licensed Loan Officer

Network Capital; Irvine (CA); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

401(k) plan

Uncapped commissions

Medical, Dental, and Vision insurance

Job summary

Network Capital is seeking a motivated Licensed Mortgage Loan Officer to join our high-performance Producer Group in Irvine, CA. You will manage a high-volume loan origination, processing, and servicing workflow while ensuring regulatory compliance and a stellar client experience.

Working with in-house underwriters and specialists, you’ll explain loan options, secure approvals, and help clients achieve their homeownership goals in a fast-paced, commission-driven environment.

Qualifications

• Active NMLS license is required.
• Experience in high-volume mortgage origination or loan processing.
• Understand loan processing and underwriting procedures.
• Ability to explain loan options clearly and build client trust.
• Familiar with FNMA guidelines, TILA, Fair Housing, and servicing.
• Proficient with financial software and standard CRM/LOS.
• Attention to detail and strong math/data-entry skills.
• Knowledge of contracts, credit analysis, and escrow procedures.
• Entrepreneurial, growth-focused professional.

Responsibilities

• Manage a high-volume pipeline and assist clients throughout the loan application process, clearly explaining loan options and requirements.
• Collect, review, and verify financial documentation to ensure accuracy for rapid upfront underwriting and approval.
• Conduct credit analysis and evaluate borrower qualifications using financial and accounting software.
• Communicate and review loan terms with clients while maintaining strict compliance with Fair Housing and TILA regulations.
• Prepare and review contracts, escrow documents, and other mortgage-related paperwork.
• Work seamlessly with our in-house underwriters, processors, and internal teams to eliminate friction and ensure smooth, fast closings.
• Stay current on FNMA (Fannie Mae) guidelines, mortgage servicing standards, and banking regulations.
• Leads are provided!

Skills

NMLS License

High-volume sales

Loan origination

Underwriting procedures

Rapport building

FNMA guidelines

Quicken

CRM/LOS platforms

Math and data entry

Contracts and escrows

Tools

Quicken

CRM/LOS platforms

Job description

Job Description

Job Description

Job Title: Licensed Mortgage Loan Officer Pay: $35,152.00 base salary per year (Plus uncapped commission structure; expected total first-year compensation of $120,000.00 - $180,000.00) Job Type: Full-time Work Location: Irvine, CA 92618

Company Overview

At Network Capital, we’re more than just a mortgage company—we are a Fintech direct mortgage lender built for high-performance sales professionals and a leader in the mortgage industry for more than 20 years. We don't just hire loan officers; we invest in top-tier professionals who want to consistently scale their pipelines. We take the time to understand each client’s unique financial story and match them with the right mortgage solution. Our knowledgeable loan officers guide clients every step of the way with transparency, honesty, and a hands-on approach. Building lasting relationships is at the heart of what we do, and we’re proud to make the lending process feel simple, supportive, and stress-free.

Job Summary

We are looking for a motivated, focused, and energetic Loan Officer to join our growing Producer Group. In this role, you’ll work directly with clients to support high-volume loan origination, processing, and servicing while ensuring compliance with all industry regulations. If you’re customer-focused, highly competitive, and thrive in a fast-paced environment, this is a phenomenal opportunity to scale your book of business while helping clients reach their homeownership goals.

Key Responsibilities

• Manage a high-volume pipeline and assist clients throughout the loan application process, clearly explaining loan options and requirements.
• Collect, review, and verify financial documentation to ensure accuracy for rapid upfront underwriting and approval.
• Conduct credit analysis and evaluate borrower qualifications using financial and accounting software.
• Communicate and review loan terms with clients while maintaining strict compliance with Fair Housing and TILA regulations.
• Prepare and review contracts, escrow documents, and other mortgage-related paperwork.
• Work seamlessly with our in-house underwriters, processors, and internal teams to eliminate friction and ensure smooth, fast closings.
• Stay current on FNMA (Fannie Mae) guidelines, mortgage servicing standards, and banking regulations.
• Leads are provided!

Qualifications & Skills

• Active NMLS License required.
• Experience in high-volume financial sales, mortgage origination, or loan processing.
• Strong understanding of loan processing and underwriting procedures.
• Ability to build immediate rapport, clearly explain complex financial concepts, and build trust with clients.
• Familiarity with FNMA guidelines, TILA regulations, Fair Housing laws, and mortgage servicing practices.
• Proficiency in financial and accounting software (Quicken or similar tools preferred) and standard CRM/LOS platforms.
• Strong attention to detail with solid math and data entry skills (10-key experience a plus).
• Knowledge of contracts, credit analysis, escrow procedures, and banking operations.
• A driven professional with an entrepreneurial focus to close at scale.

Benefits, Perks & Culture

• Our culture promotes integrity, commitment, pride, and a love for what we do, which earned us recognition as one of Fortune Magazine's “Best Places to Work”.
• Located minutes from the Irvine Spectrum, you will enjoy a high-energy, family-oriented, competitive environment dedicated to top-notch home loan experiences.
• Retirement: 401(k) plan
• Compensation: $$37,440.00 base salary per year plus uncapped performance-based commissions.
• Health & Wellness: Medical, Dental, and Vision Insurance.