Loan Officer

Cornerstone Capital Bank; San Diego (CA); On-site; USD 33,228 - 40,612; Full time

Benefits offered by this job

Medical, Dental, and Vision benefits

401K plan

Paid Parental Leave

Performance-based bonus opportunities

Job summary

Cornerstone Capital Bank is seeking a Loan Officer in San Diego, CA. In this role, you will act as a trusted advisor for clients, navigating them through crucial financial decisions while fostering relationships with real estate professionals. A successful candidate will have at least 2 years of recent experience in mortgage origination and hold an active Mortgage Loan Originator license.

The position offers a competitive compensation structure, comprehensive benefits, and a supportive work environment celebrated for its work-life balance.

Qualifications

• Minimum of 2 years of recent experience in mortgage loan origination.
• Ability to manage a consistent loan pipeline effectively.
• Proven track record of successful loan origination.

Responsibilities

• Guide clients through the mortgage process with confidence.
• Build and maintain relationships with borrowers and real estate professionals.
• Stay informed on market trends and compliance requirements.

Skills

Effective communication

Relationship management

Analytical skills

Organization

Problem-solving

Education

Active Mortgage Loan Originator license

Job description

Loan Officer

Job Category: Mortgage Production Requisition Number: LOANO002305

Full-Time Hybrid San Diego, CA 92128, USA

Description

We're searching for a Loan Officer who's driven by relationships and results. You're the advisor clients trust to guide them through one of the biggest financial decisions of their lives, and the partner real estate professionals want on their team. You bring energy and expertise to every transaction, and you're motivated by helping people achieve homeownership while building a thriving business of your own.

You'll be the trusted guide clients and referral partners count on throughout the entire mortgage journey. That means building genuine relationships, understanding what matters most to each borrower, and helping them navigate their options with confidence and clarity. You'll manage every detail from application to closing, set clear expectations, and deliver an exceptional experience at every step. And because this industry never stops evolving, you'll stay sharp on market trends, product updates, and compliance requirements so you're always bringing your best.

What You'll Bring

• Minimum of 2 years of consecutive, recent experience in mortgage loan origination with demonstrated knowledge of the complete loan lifecycle
• Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or the ability to obtain licensing within 60 days of hire
• Proven track record of successful loan origination supported by an established referral network of realtors, builders, and industry professionals
• Ability to manage a consistent loan pipeline effectively
• Strong analytical capabilities to interpret complex financial data and guide sound lending decisions
• Exceptional communication and relationship management skills that build trust and loyalty
• Advanced organizational abilities and strategic problem-solving approach
• A positive, proactive attitude and a genuine passion for helping others win

What We Offer

• Competitive compensation structure that rewards your production
• Medical, Dental, Vision, Accidental Death, Long-Term Disability, Short-Term Disability, FSA, HSA, 401K, Basic Life, Voluntary Life, and Paid Parental Leave benefits, as well as the opportunity for a performance based bonus based on position and department.
• Industry-leading support
• Access to hundreds of loan products through dozens of investor sources
• Award-winning workplace culture recognized for work-life balance and employee satisfaction
• Joint venture opportunities for growth in the builder channel

Compensation: $36,920 to unlimited

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.