1099 Loan Officer

Symple Staffing; Irvine (CA); Hybrid; USD 60,000 - 500,000; Part time

Benefits offered by this job

Ongoing training and support

Commission structure that rewards production

Strong splits on company-supplied leads

Job summary

A leading digital mortgage operation is seeking a Mortgage Loan Originator to join their fast-growing team in California. This role offers flexibility as you can work onsite or hybrid. The ideal candidate should hold an active NMLS license and have a proven track record in closing loans. With a commission-only structure and earnings potential reaching up to $500k+, this position emphasizes speed and efficiency in loan processing while providing strong technological support. If you're ready for a change, let's connect confidentially.

Qualifications

• Active NMLS license in one or more states.
• Proven track record of loan origination and closing.
• Familiarity with digital tools for loan processing.

Responsibilities

• Connect quickly with borrowers to build trust.
• Guide borrowers through loan options efficiently.
• Utilize technology to streamline the loan process.

Skills

Strong communication skills

Relationship management

Problem-solving mindset

Tech-savvy with CRM and pricing tools

Job description

Mortgage Loan Originator – Onsite or Hybrid (NMLS Licensed)

Join a fast-growing digital mortgage operation that's all about speed, transparency, and smart tech. We run a lean, high-performing team focused on closing loans faster and cleaner than most. You can work fully remote or come into our Irvine-area office when it makes sense—your call. We're after self-starters who already know how to move deals and want better tools and economics to scale what they're doing.

Your Day-to-Day

• Connect quickly with borrowers and build real trust from the jump
• Dig into their situation to figure out what actually fits
• Walk them through clear options and get to yes efficiently
• Use sharp communication and listening to keep things moving and close strong

What You Get

• Solid tech platform: integrated CRM, digital POS, real-time pricing engine, full LOS
• Ongoing training and support from seasoned leaders (no hand-holding, but real resources)
• Commission structure that rewards production
• Strong splits on company-supplied leads (better for consistent closers)
• Even higher payouts when you bring or source your own (lead gen experience pays off big)
• Freedom to run your business with cutting-edge digital workflow support

Who We're Looking For

• Active NMLS license in at least one of: CA, CO, OR, UT, FL, TX, WA
• Solid track record originating and closing loans. We're looking for numbers, not hype
• Strong communicator who can explain tricky stuff simply and earn trust fast
• Good at asking the right questions to uncover what the client really needs
• Proven at keeping relationships warm and turning one deal into repeat/referral business
• Comfortable in a digital-heavy setup - CRM, pricing tools, LOS—no fear of tech
• Problem‑solver mindset—spot roadblocks and fix them without drama

Other Details

• 1099 position, commission only, no base
• Earnings: Realistic range $60k–$500k+ annually depending on volume and lead source (top performers clear well into 6 figures)
• Must provide active NMLS # to move forward

If you're a proven originator tired of outdated processes and ready for better tech, better splits, and more control, let's talk confidentially. Drop your NMLS # and a quick note about your recent production.