Licensed Loan Officer

Distro; Farmington Hills (MI); On-site; USD 120,000 - 250,000; Full time

Benefits offered by this job

Health Insurance

401(k)

Licensing support

State license assistance

Mortgage product training

Career advancement opportunities

Job summary

Northgate Mortgage LLC in Farmington Hills, MI is seeking a Licensed Loan Officer to prospect, originate and close mortgage loans. You will manage borrower relationships from application through closing and work with processors, underwriters and operations teams to ensure a smooth funding process.

This role is commission-only with unlimited earning potential, rewarding high-volume producers who generate funded loans.

Qualifications

• Active NMLS Mortgage Loan Originator License or SAFE Mortgage Licensing Exam passed.
• Ability to obtain required state licenses.
• Strong verbal and written communication skills.
• Excellent relationship-building and sales abilities.
• Experience managing multiple borrowers and active files.
• Comfortable working in a commission-only compensation structure.

Responsibilities

• Generate mortgage loan opportunities.
• Develop referral and borrower relationships.
• Convert company-provided leads.
• Conduct borrower consultations.
• Analyze borrower financing needs.
• Recommend appropriate mortgage products.
• Collect and review loan documentation.
• Maintain pipeline activity and follow-up schedules.
• Guide borrowers from application through closing.
• Work closely with processors, underwriters and operations.
• Ensure compliance with lending regulations.
• Meet production and funding goals.

Skills

NMLS License

State licensing

Verbal communication

Written communication

Relationship-building

Sales

Time management

Organization

Commission-based

Job description

Licensed Loan Officer – Northgate Mortgage LLC

Position: Licensed Loan Officer

Company: Northgate Mortgage LLC

Location: Farmington Hills, MI (48334)

Nearby Areas: Farmington, Novi, Livonia, Southfield, West Bloomfield, Commerce Township, Northville, Plymouth, Canton, Dearborn, Royal Oak, Birmingham, Troy, Sterling Heights, Warren, Auburn Hills, Rochester Hills, Waterford, Madison Heights, Detroit

Compensation: Commission-Only Compensation Structure

Unlimited earning potential

Commission-only position (no guaranteed salary or hourly wage)

Earnings based on funded loan production

Compensation directly tied to loan originations and closed transactions

Significant upside for high-volume producers

About Northgate Mortgage

Provides a broad range of lending solutions including:

• Conventional Mortgages
• FHA Loans
• Purchase Loans
• Refinance Loans
• Cash-Out Refinances
• Reverse Mortgages
• Construction Loans
• DSCR Loans
• Residential Mortgage Programs
• Commercial Lending Solutions

Focused on helping borrowers navigate the mortgage process with access to a diverse portfolio of financing products

Role Overview

Responsible for prospecting, converting leads, originating loans, managing borrower relationships, and guiding clients from application through closing

Key Responsibilities

• Generate mortgage loan opportunities
• Develop referral and borrower relationships
• Convert company-provided leads
• Conduct borrower consultations
• Analyze borrower financing needs
• Recommend appropriate mortgage products
• Collect and review loan documentation
• Maintain pipeline activity and follow-up schedules
• Guide borrowers from application through closing
• Work closely with processors, underwriters, and operations teams
• Ensure compliance with lending regulations
• Meet production and funding goals

Required Qualifications

• Active NMLS Mortgage Loan Originator License OR successful completion of the SAFE Mortgage Licensing Exam
• Ability to obtain required state licenses
• Strong verbal and written communication skills
• Excellent relationship-building skills
• Strong sales and customer service abilities
• Experience managing multiple borrowers and active files
• Strong time management and organizational skills
• Comfortable working in a commission-only compensation structure
• Ability to make outbound calls and develop business
• Ability to maintain borrower confidentiality
• Goal-driven, self-motivated mindset
• Ability to learn company systems and mortgage products

Preferred Experience

• Mortgage lending
• Mortgage sales
• Loan origination
• Banking
• Financial services
• Borrower relationship management
• Mortgage pipeline management
• Lead conversion and prospecting

Benefits (Eligible After 90 Days)

• Health Insurance
• 401(k)
• Professional Development
• Company-Paid Licensing Support
• Assistance Obtaining Additional State Licenses
• Mortgage Product Training
• In-House Systems Training
• Workflow & Process Training
• Career Advancement Opportunities

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