Mortgage Loan Originator (Onsite - Bingham Farms, MI)

Next Door Lending; Franklin (MI); On-site; USD 50,000 - 300,000; Full time

Benefits offered by this job

Commission pay

Health insurance

Dental insurance

Vision insurance

Leads provided

Marketing support

Professional development

Collaborative environment

Flexible schedule

401K

Job summary

Next Door Lending is seeking an Inside Loan Officer to help clients reach homeownership goals. You will consult on loan programs, guide applicants, and manage documentation and timelines. Excellence in communication and customer service is essential in a fast-paced team environment.

Expect to work with a collaborative team, leverage leads provided by the company, and pursue ongoing professional development. A flexible schedule and strong earning potential with commissions are available.

Qualifications

• 1-2 years of experience in mortgage lending or a similar role.
• Active NMLS license or ability to obtain one.
• Strong understanding of loan programs, products, and regulations.
• Excellent communication and interpersonal skills.
• Detail-oriented with ability to manage multiple tasks.
• Proficiency with loan origination software and Microsoft Office.

Responsibilities

• Consult with clients to understand financial needs and goals.
• Educate clients on loan programs and guide through the application process.
• Assist clients in completing applications accurately and completely.
• Collect and review documentation for loan approval.
• Maintain regular communication with clients and provide updates.

Skills

Mortgage lending

Client consultation

Communication

Detail-oriented

Microsoft Office

Education

Active NMLS license or able to obtain

Tools

Loan origination software

Job description

About Next Door Lending

Next Door Lending is a local mortgage broker servicing 36 states. We are committed to providing excellent customer service and are licensed under NMLS # 1880338. We have access to 40+ lenders across the country, with hundreds of products and offerings! Next Door Lending is a real family looking to build and hire the best talent. JOIN THE NEIGHBORHOOD!

About The Role

Are you a motivated and detail-oriented professional with a passion for the finance industry? We are seeking a dynamic Inside Loan Officer to join our team and play a key role in helping clients achieve their homeownership goals. If you have a strong understanding of loan processes, excellent communication skills, and a commitment to exceptional customer service, we want to hear from you!

What You'll Do

• Client Consultation:
• Conduct thorough consultations with clients to understand their financial needs and goals.
• Educate clients on various loan programs and guide them through the loan application process.
• Application Management:
• Assist clients in completing loan applications, ensuring accuracy and completeness.
• Collect and review necessary documentation to facilitate the loan approval process.
• Communication:
• Maintain regular communication with clients, providing updates on the status of their loan applications.
• Collaborate with internal teams, underwriters, and processors to expedite the loan approval and closing process.
• Customer Service:
• Provide exceptional customer service, addressing client inquiries and concerns promptly and professionally.
• Act as a point of contact for clients throughout the entire loan process.
• Compliance:
• Ensure compliance with industry regulations and company policies in all client interactions.
• Stay informed about changes in lending guidelines and communicate updates to clients as needed.
• Pipeline Management:
• Manage a pipeline of loan applications, prioritizing tasks to meet deadlines.
• Utilize loan origination software to track and update client information.

Qualifications

• Minimum of 1-2 years of experience in mortgage lending or a similar role.
• Active NMLS license or the ability to obtain one.
• Strong understanding of loan programs, products, and industry regulations.
• Excellent communication and interpersonal skills.
• Detail-oriented with the ability to manage multiple tasks simultaneously.
• Proficiency in using loan origination software and Microsoft Office suite.

Benefits

• Competitive commission structure with uncapped earning potential.
• Health, dental, and vision insurance coverage.
• Opportunity to work company-provided leads and marketing support.
• Professional development opportunities and ongoing training.
• Supportive team environment with a collaborative culture.
• A flexible schedule that empowers you to pursue self-driven business opportunities and build the necessary networks for success in this role.
• 401K

The Pay Range For This Role Is

50,000 - 300,000 USD per year(Bingham Farms - Next Door Lending)