Lending & Compliance Manager, Homeownership Programs

Habitat Portland Region; Portland (OR); On-site; USD 67,000 - 82,000; Full time

Benefits offered by this job

Health insurance

Paid time off

Life insurance

Dental and vision insurance

Paid family leave

Job summary

Habitat for Humanity Portland Region seeks a Lending and Compliance Manager to oversee home sale and mortgage lending, ensuring accuracy, compliance, and program alignment in the Portland region.

You will lead cross-functional teams, collaborate with lenders and title companies, and mentor staff to strengthen lending processes while advancing equity and affordable homeownership goals.

Qualifications

• At least 5 years of experience in mortgage lending, homeownership counseling, or related field.
• Strong knowledge of CFPB regulations and other lending laws.
• Proven ability to develop and maintain compliance systems, policies, and procedures.
• Excellent communication and relationship-building skills with homebuyers, lenders, title companies, colleagues, servicers, and legal advisors.
• Strong organizational skills with experience in creating efficient processes and systems.
• Commitment to affordable homeownership and comfort working with culturally and linguistically diverse communities.
• Bachelor’s degree in finance, business, or related field, or equivalent work experience.

Responsibilities

• Oversee the home sale and mortgage lending pipeline from loan preparation and origination through closing, ensuring transactions are accurate, timely, compliant and align with organization policies and funding requirements.
• Collaborate with internal and external partners to streamline transaction workflows and reduce barriers for homebuyers.
• Leverage knowledge of lender, title company, and escrow practices to design Habitat’s internal systems and procedures that align with industry workflows, improving efficiency and scalability of home sales.
• Oversee the origination of Habitat’s second (subsidy) mortgages for homebuyers, ensuring compliance with all applicable regulations and organizational policies.
• Partner with lenders, title companies, and nonprofit partners to plan closings and ensure program alignment with lender standards.
• Educate buyers on mortgage terms, affordability restrictions, and resale conditions, both in group settings and one-on-one.
• Serve as an organizational expert on mortgage lending requirements, regulations and best practices; proactively identify compliance or operational issues and develop and maintain policies and procedures.
• Assist homebuyers in accessing and applying for down payment assistance.
• Provide training and technical assistance to staff on lending concepts, compliance updates, and mortgage industry changes.
• Oversee monitoring and follow-up related to ongoing homeowner compliance with mortgage and affordability requirements, escalating significant or complex matters as appropriate.
• Keep informed of lending industry trends and regulations, laws, and new and potential programs to assist first-time buyers and homeowners, and work with the homeownership team to adjust services accordingly.
• Provide guidance and technical support on loan and title matters related to the Home Repair Program.

Skills

Mortgage lending experience

CFPB regulations

Compliance systems

Excellent communication

Strong organizational skills

Affordability housing knowledge

Education

Bachelor’s degree in finance or related field

Tools

Mortgage servicing systems

Job description

Habitat for Humanity Portland Region seeks a Lending and Compliance Manager to oversee home sale and mortgage lending, ensuring accuracy, compliance, and program alignment in the Portland region.

You will lead cross-functional teams, collaborate with lenders and title companies, and mentor staff to strengthen lending processes while advancing equity and affordable homeownership goals.