Lending Compliance Advisory Lead

Tally; San Francisco (CA); Hybrid; USD 115,000 - 155,000; Full time

Benefits offered by this job

Medical, dental, vision plans

401(k) match

Paid parental leave (up to 16 weeks)

Job summary

Happen Bank’s Sr Compliance Advisory Manager – Lending will provide compliance advisory oversight across Personal Lending products, identifying risks and guiding controls throughout the product lifecycle.

You will partner with risk and business leaders to strengthen the compliance framework, policies, and training, and apply AI thoughtfully to enhance analysis while respecting data sensitivity and judgment.

Qualifications

• 6+ years of experience in banking or financial services, primarily within compliance, risk management, or audit.
• Bachelor's degree or higher, or equivalent combination of education and experience
• Direct experience in lending compliance with a focus on consumer credit, including working knowledge of ECOA, UDAAP, TILA, FCRA, MLA/SCRA, TCPA, GLBA, EFTA, ESIGN, and applicable state laws
• Experience working in fast-paced, dynamic environments and delivering high-quality results across competing priorities, aggressive timelines, and evolving requirements
• Strong communication and influencing skills with the ability to build effective partnerships and drive decisions across business and risk teams
• Strong analytical and critical thinking skills with the ability to navigate complex, ambiguous compliance issues and apply sound judgment
• You take ownership of your work, drive initiatives through resolution, and proactively communicate risks, progress, and issues along the way
• You adapt quickly to shifting priorities while maintaining strong attention to detail, quality, and regulatory requirements
• You have hands-on experience using AI tools to accelerate your work and improve output quality. You’re equally comfortable using them yourself and showing colleagues how, while staying thoughtful about data sensitivity, accuracy, limitations, and where human judgment matters most

Responsibilities

• Assess regulatory risks and controls across lending products, identify gaps, and develop appropriate risk mitigation strategies
• Partner with senior management on strategic priorities, risk assessments, regulatory change, compliance monitoring and testing, training, issues management, consumer complaints, and third-party risk
• Develop and maintain lending compliance policies, standards, and other documented requirements, and partner with business leaders to translate those requirements into effective procedures, systems, and controls
• Provide lending compliance guidance to business partners, helping teams identify regulatory risk early and operationalize compliance requirements throughout the product lifecycle
• Partner with the Compliance Program Office to develop regulation-based and role-based training on applicable lending laws, regulations, and policy requirements
• Collaborate with Compliance Testing and Monitoring teams to develop strategies that assess compliance with legal and regulatory requirements, identify control gaps or defects, and support appropriate corrective action
• Track material lending compliance issues through timely resolution and partner with Regulatory Change Management to identify new or changing regulations and operationalize applicable requirements
• Prepare and deliver clear analysis and reporting on lending compliance risks, trends, issues, and program effectiveness to management and applicable oversight committees
• Use AI thoughtfully to synthesize regulatory change, identify patterns across compliance testing and other risk information, and strengthen how the team analyzes and communicates compliance risk

Skills

Regulatory compliance

Risk management

Communication skills

Analytical thinking

Ownership

AI tools experience

Collaboration

Education

Bachelor's degree or higher

Equivalent experience

Job description

Happen Bank’s Sr Compliance Advisory Manager – Lending will provide compliance advisory oversight across Personal Lending products, identifying risks and guiding controls throughout the product lifecycle.

You will partner with risk and business leaders to strengthen the compliance framework, policies, and training, and apply AI thoughtfully to enhance analysis while respecting data sensitivity and judgment.